An injury on the job can be devastating, which is why employers are required to provide workers' compensation insurance to protect employees who become ill or are injured while performing their regular job duties. Workers' compensation covers injuries caused by sudden accident, repeated physical motions, workplace conditions or even psychological stress caused at the workplace. However, being injured at work does not necessarily mean you have a workers' compensation claim. There are certain injuries that do not warrant compensation and there are other scenarios that could make you ineligible to file a claim.
In most cases, employees cannot file a claim for minor scrapes, bruises or other injuries. An employee that bumps into a file cabinet that causes a small bruise on the leg will more than likely not receive compensation for that bruise. Other minor injuries like paper cuts, nicks with scissors or small burns that should heal quickly are also not usually covered. However, all employers should have an employee injury reporting process that documents any injury, no matter how minor, to an employee. Because even small injuries can become serious, documenting the injury is important should the employee need further medical attention. For example, a leg bruise that develops into a more serious condition or a minor burn that becomes infected and requires further treatment.
In Connecticut, workers' compensation is required to cover an injury to an employee even if the injury was caused by the employee's actions. This includes coverage if the employee had an existing medical condition when they were hired that led them to a more serious illness or injury after they began working with the company. One exception is in the case where an injury was caused by substance abuse. For example, if an employee suffers a serious injury in a fall and tests determine that the employee's blood alcohol content was over the legal limit, the employer may deny any workers' compensation claims for that injury. In all other cases, however, workers' compensation must cover the injury as long as there is no definitive proof that they were under the influence of drugs or alcohol.
Anyone who is injured on the job may file a workers' compensation claim. Even though the insurance may not cover a minor injury, if there is the potential for the injury to become more serious, an employee has the right to file a claim. If an employer is reluctant to allow you to file a claim for workers' compensation, you need to discuss the matter with a workers' compensation attorney who understands Connecticut workplace injury law.
If you or a loved one was injured on the job and are being told they do not qualify for workers' compensation, contact Carter Mario Personal Injury Lawyers today to learn what rights you may have. We can provide you with information on workers' compensation laws in Connecticut and guide you through the process so that you get the compensation you deserve.