The Impact of Adding a Teen Driver to Your Auto Insurance

Parents are both nervous and proud to see their teenage children learn to drive. Part of the worry in seeing them behind the wheel is not just for their safety, but the additional costs of adding them to an insurance policy.

An article recently published in the New York Times reports that a married couple with two cars will pay on average 84% more for car insurance when they add a teen driver. That works out to be about $2,000 per year extra on top of their current payments.

The national average car insurance rate for a 45-year-old couple with two cars is $2,283. Adding a teenager to that policy will boost it to $4,202.

Why are the rates so much higher? The National Highway Transportation Safety Administration reports that teens are involved in three times as many fatal crashes as all other drivers.

So what can parents do to lower their premium? The Connecticut Auto Accident Attorneys at Carter Mario Law Firm recommends these tips to help keep the costs down…

Congratulations to all of Connecticut’s new drivers! Be safe on the road, and if you ever need us, you can call us anytime at tel: (203) 806-9256.