Understanding Your Insurance Benefits for Workers Compensation

Workers compensation is a program that was started in various states in the 19th century as a form of insurance that provided medical benefits and wage replacement for workers injured in the course of their employment. Although coverage differs from state to state, the basic principles of these programs ensure that workers receive medical care and compensation for lost wages while they are recovering from an injury. Let’s take a look at some of the available insurance benefits.

In general, any injury related to normal work duties is covered by workers comp. In the course of employment, other duties may be required, and these are also covered. However, if a person is intoxicated or is under the influence of drugs, a claim may be denied. Some examples of covered injuries include:

The rules regarding workers' compensation are different in each state. Generally, if you are injured on the job, you should first get medical attention for your injury. You must then notify your employer of the injury within the timed frame determined by your state. The range is generally from a few days to several years. Within the state of Connecticut, you can contact Carter Mario Law Firm for advice on time limits. Workers' compensation forms must be filled out and sent to the appropriate insurance carrier. Your case will then be approved or denied. It is important to keep all records regarding the injury and its treatment in case there is a dispute. An attorney may be needed to plead your case. The amount of compensation you will receive will depend on the severity of the injury and how it impacts your ability to work.

If you are a resident of Connecticut and have had an injury at work, you can contact the lawyers at Carter Mario to discuss your rights regarding worker's compensation law. Carter Mario has the knowledge and experienced to ensure that your case is fully compensated. We can be reached at any time via phone, email, or chat to discuss your case.