New Britain Car Accident Lawyer
Filing a Motor Vehicle Accident Claim in Connecticut
No one expects to be involved in a car accident, but when it does happen, it’s important to know what to do next. The steps you take immediately after the crash, as well as in the days and weeks following the accident, can make all the difference in your physical, emotional, and financial recovery.
If you were injured in an accident, and you believe someone else was at fault, reach out to our team at Carter Mario Law Firm. Our attorneys have the experience and resources to guide you through the process of filing a personal injury claim. We are adept at working with insurance companies and know how to aggressively negotiate with adjusters to secure maximum settlements for our clients. If necessary, however, we are fully prepared to represent you and your case in court.
From our office in New Britain, our car accident attorneys represent clients throughout Hartford County in all types of motor vehicle accident claims. If you were injured in a collision with another passenger car or a large truck, commercial vehicle, or motorcycle, our firm can help you protect your rights and seek maximum compensation for your damages.
When to File a Car Accident Claim
Because Connecticut follows a fault-based (or “tort”) system when it comes to motor vehicle accidents, you are entitled to file a claim against an at-fault driver (or another party) after any significant collision. If you sustained injuries in the crash, or if your vehicle or other personal property was damaged, you may wish to file a claim so that you can recover compensation for your damages. In legal terms, “damages” are the collective losses, economic and otherwise, you suffer due to the accident. These might include things like medical expenses, vehicle repairs, lost wages, and pain and suffering.
To determine if you have grounds to file a car accident claim, our attorneys at Carter Mario Law Firm can review the following:
- The nature, severity, and extent of your injuries and related damages
- Whether someone else, such as another driver, acted negligently or wrongfully
- Whether this negligent or wrongful conduct was the cause of the crash and/or your injuries
- Whether you were partly at fault for the accident and what degree of fault, if any, you had
After the accident, you should act quickly if you wish to file a claim. The insurance company will likely require you to file your claim within a “reasonable" time. The exact length of time could vary depending on the specific insurance policy and other factors. Additionally, the state of Connecticut has a two-year statute of limitations on most personal injury lawsuits, including those involving car accidents. This means that if you wish to sue the at-fault driver for damages, you generally only have two years from the date of the accident to do so.
Can You File a Claim If You Were Partly at Fault?
While some car accidents occur due to the negligence of a single party, more often than not, multiple people are partially to blame. So, what happens if you were partly at fault for the accident? Can you still file a claim and recover compensation for your medical expenses, lost wages, vehicle repair costs, and other damages?
The short answer is, yes, you can still file a car accident claim in Connecticut if you share some of the blame. The state follows a modified comparative negligence rule, meaning, you can only file a claim if you were no more than 50% at fault. Additionally, if you are found to share some of the blame for the accident, you cannot recover the full amount of your damages. Instead, your total recovery will be reduced by your at-fault percentage.
For example, if you were hit in an intersection by someone who ran a red light, but you were going several miles per hour over the posted speed limit at the time, the court may find you 25% at fault. If you suffered $10,000 in damages, you would only be able to collect up to 75% of this amount, or $7,500.
The insurance company will often use this rule to its advantage. The adjuster may try to claim that you were significantly at fault for the accident in an attempt to underpay your claim—or even deny it altogether. It is important that you work with an experienced attorney who can fight back against the insurance company’s efforts to avoid paying you the rightful compensation you are owed. Our team at Carter Mario Law Firm has a proven track record of success in complex car accident claims, having secured hundreds of millions of dollars in compensation for our clients. Contact our office today to learn how we can help you with your case.
Why You Should Hire an Attorney for Your Car Accident Claim
While it may seem easier to handle your car accident claim on your own, working with an attorney can ultimately save you a great deal of time and stress. After the accident, you should be focused on getting the medical treatment and care you need to heal—not on fighting with insurance adjusters to get the compensation you deserve.
When you hire our New Britain car accident lawyers, we will immediately begin investigating your claim and gathering evidence to support your case. Our firm will handle every legal detail, including negotiating with the insurance company on your behalf. If the insurance company refuses to offer a fair settlement, we can begin litigation and represent you at trial.
At Carter Mario Law Firm, we understand just how overwhelming it is to be involved in a serious car accident. Our goal is to help you navigate the legal process with as little stress as possible. Our office is open and staffed 24/7, and we return all calls within the same day or lunch is on us. Throughout the legal process, you receive online access to your file, as well as a team of four legal professionals dedicated entirely to you and your case.