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How to Calculate Injury Compensation Premiums

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Blog/ Uncategorized/ How to Calculate Injury Compensation Premiums

When you’re hurt, the last thing you want to do is worry about injury compensation premiums. The lawyers at Carter Mario have plenty of experience dealing with this exact issue. Your goal is to focus on proper treatment. Our goal is to focus on representation and reimbursement for your pain and suffering.

Our state’s Workers Compensation Act offers a no-fault insurance system that provides compensation for a worker for work-related injuries or illness and prohibits him or her from filing a lawsuit against the employer over the injury — that is, except in certain extreme cases, and we can discuss if those circumstances apply to you. Here, employers must provide workers-compensation insurance coverage for their employees, but there are some exceptions such as for independent contractors, casual workers, and some others. The law also calls for a quasi-judicial administrative body, the Workers’ Compensation Commission, to review and adjudicate claims and set policy under Chapter 568 of the General Statute.

You may wonder what injuries are covered by workers’ compensation. In this state, injuries that “arise out of and in the course of employment” are covered. “Arising out of and in the course of employment” generally means an accidental injury happening to an employee or an occupational disease of an employee originating while the employee has been engaged in the line of the employee’s duty in the business or affairs of the employer upon the employer’s premises, or while engaged elsewhere upon the employer’s business or affairs by the direction, express or implied, of the employer” [See Section 3 1-275(1) of the Connecticut General Statutes.

Connecticut’s workers’ compensation system is an administrative law system. Once you reach out to us, we will determine whether we should present your matter to a workers’ compensation commissioner. He would first hear your case at one or more informal Hearings. If he cannot resolve the issues at these hearings, your case would be assigned for a Pre-Formal hearing. This hearing is much like a civil Pre-Trial. The Commissioner would review the outstanding issues and try to resolve them. If he cannot, he will schedule the case for a Formal Hearing. He will also review with the parties what issues they will litigate, the witnesses and procedure that will be followed, and determine approximately how much time the parties need to try the case. A Formal Hearing is an administrative trial. A jury is not used. A Commissioner would hear the case and make all rulings as to fact and law. A court reporter is present and a record of the proceeding will be created. The rules of evidence are more relaxed than in Superior Court. Once the record is closed, a Commissioner has 120 days within which to render his decision.

If you've been injured in an automobile or work-related accident in Connecticut, call the personal injury attorneys at Carter Mario.