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Workers’ Compensation

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Waterbury Workers’ Compensation Lawyers

Injured employees often make the mistake of not reporting workplace injuries. Worse yet, injured employees use sick leave or forgo obtaining proper medical treatment because they are unaware of the benefits available from workers’ compensation insurance. The experienced Waterbury workers’ compensation lawyers at Carter Mario Law Firm can represent you in your fight to obtain the benefits you are legally entitled to receive.

Contact us today to talk with one of our workers’ compensation lawyers in Waterbury if you suffered a workplace injury for a free consultation.

Our Lawyers Are Here For You

Some insurance carriers are driven solely by profit. The workers’ compensation attorneys at Carter Mario Law Firm are familiar with the tactics and arguments insurance companies use to deny claims made by injured workers. Our attorneys fight to ensure your workers’ comp claim is accepted and also to ensure you receive proper compensation.

If you’re living in Waterbury and have been involved in a truck accident, a motorcycle accident, or a car accident, the personal injury lawyers at Carter Mario Law Firm can help.

Call 203-876-2711 to find out what Carter Mario Law Firm can do for you. Get Carter! Guaranteed Tough! Guaranteed Fast!

What is Workers’ Compensation? 

Workers’ compensation is insurance employers are required to purchase. It is “no-fault” insurance which means an injured employee does not have to prove another person caused their injury. A victim can still qualify for benefits even if their own negligence caused their injury.

How to File Workers’ Comp Claims

Simply informing your employer of the accident and the injury is not sufficient to file a workers’ compensation claim. Successfully filing a claim requires you to fill out and file a 30C Form which can be obtained from the Workers’ Compensation Commission website.

What Does Workers’ Comp Cover?

Workers’ compensation insurance provides coverage for legally defined employees pursuant to §31-275. Specifically, this insurance covers accidental physical injuries and work related diseases such as asbestos exposure.

Laws Affecting Workers’ Compensation in Waterbury 

Under §31-294c, the statute of limitations for workers’ compensation claims in Connecticut depends on the injury the employee suffered. If the employee suffered an accidental physical injury, they must file a claim within a year after the accident. If the employee developed a work-related disease, they must file a claim within three years after their symptoms begin to appear.

The Benefits with Workers’ Comp in Waterbury

Workers’ compensation insurance provides injured employees extensive benefits. Arguably, the most popular benefit is that workers’ compensation insurance is required to pay for an injured employee’s medical care under §31-294d. Injured employees are also entitled to benefits which are meant to aid their recovery.

Wage Replacement

Due to the injuries they suffer, some employees are unable to return to work. In this scenario, workers’ compensation insurance provides Temporary Total Disability (“TTD”) benefits which pays 75% of your average post tax weekly wage pursuant to §31-307(a). If you are unable to return to work at a full duty capacity, workers’ compensation insurance also provides Temporary Partial Disability (“TPD”) benefits which pays 75% of the difference between your pre-injury post weekly wage and your post-injury weekly wage.

Vocational Rehabilitation

In some cases, employees are permanently unable to return to work. Under §31-283a, workers’ compensation must evaluate you and retrain you. Specifically, this means you will be provided training to qualify for and obtain a new job based on your education, skills, and experience.

Permanency Benefits

Some injuries leave employees permanently disabled. If you are found to be completely incapacitated as a result of your injuries, workers’ compensation insurance will pay you 75% of your average weekly wages, i.e., Permanent Total Disability (“PTD”) benefits, potentially for the rest of your life pursuant to §31-307. If you are only partially disabled, you are eligible for Permanent Partial Disability (“PPD”) benefits based on your pre-injury income, the extent of your disability, and the part of your body which was injured based on §31-308(b)

What a Waterbury Workers’ Comp Lawyer Can Do for You 

Workers’ compensation insurance carriers frequently claim the injuries victims suffered are not work related. These insurance carriers also deny claims pursuant to § 31-284(a) which provide the defenses of intoxication and willful misconduct. The attorneys at Carter Mario Law Firm can help you overcome these legal and factual defenses. 

Personal Injury or Workers’ Comp Claims 

Whether your injury can be compensated via a personal injury claim or a workers’ compensation claim depends on the facts surrounding the accident. Sometimes, an injury can be compensated by both. However, there are many differences between personal injury and workers’ compensation.

How is Personal Injury Different From Workers’ Comp

Unlike personal injury, the financial benefits provided by workers’ compensation insurance only cover your financial losses, i.e., medical expenses and lost wages. In a personal injury claim, you can receive compensation for financial losses, and your pain and suffering. Finally, unlike workers’ compensation, personal injury requires you to prove the guilty party committed an act of negligence to obtain compensation.

What are Personal Injury Claims

A personal injury claim is a legal claim asserted against the guilty party. To win, you must prove the guilty party owed you a duty, breached their duty, and caused your injury. You must prove each element by preponderance of evidence, i.e., 51%.

What are Workers’ Compensation Claims 

It is relatively easier to prove a workers’ compensation claim because of its “no-fault” nature. You can make a workers’ compensation claim if you are a covered employee. To have a valid claim, you must have suffered an injury or occupational disease while in the course of your employment. 

Assessing your case

If a guilty party caused your injury while you were not working, you can only pursue a personal injury claim. If you suffered your injury while you were working, you have a workers’ compensation claim. Additionally, if you suffer an injury at work due to a third party’s negligence, you have a personal injury claim and workers’ compensation claim.

Waterbury Workers’ Comp FAQ

Workplace accidents have severe disruptive effects on the lives of injured employees. Employers sometimes fail to advise injured employees of the benefits they may be able to claim. At Carter Mario, our workers’ compensation attorneys provide free consultations for injured employees and their families.

What to Do Following an Accident

You should immediately report the accident to your employer and seek medical treatment. You should also take note of any co-workers who may have witnessed the accident or the circumstances leading up to the accident. Finally, you should consult a Waterbury workers’ compensation lawyer.

How Much Will A Waterbury Workers’ Compensation Attorney Cost?

At Carter Mario, our attorneys represent injured employees on a contingency fee basis. Essentially, this means we don’t get paid unless we win your case or obtain a settlement. This also means we charge no legal fees unless we obtain a favorable result pursuant to our Zero Fee Warranty.

Trust Carter Mario’s Workers’ Comp Attorneys To Help You 

At Carter Mario, our attorneys have obtained over one billion dollars in compensation for our injured clients. Additionally, Carter Mario Law Firm has earned the trust of the legal community as seen with the numerous awards our attorneys have earned. To learn how our Waterbury-based workers’ compensation lawyers can help you, call us today for a free consultation.

Client Victories

We’ve Recovered Over $1 Billion for Clients
Just Like You


Rear-End Collision

Our client sustained a significant injury to his cervical spine after a rear-end crash. After receiving a low initial offer from the insurance company, we fought hard for our client to get him the settlement he deserved.


Medical Misdiagnosis

Our client’s doctor misread an x-ray causing a delayed diagnosis of sarcoma, which resulted in our client’s death.


Failure to Treat

Gastroenterologist and primary care doctor failed to treat or transfer our client who was hospitalized for GI bleeding, which resulted in our client’s death.


Failure to Diagnose

Our client’s doctors failed to diagnose him with abdominal cancer, resulting in his death.


Medical Malpractice

Our client suffered brain damage, paralysis, and speech deficits after undergoing a bedside procedure.


Brain Damage

Our client suffered brain damage after their breathing tube was misplaced.


Failure to Diagnose

Our client’s doctor failed to diagnose Fournier’s Gangrene, resulting in necrotizing fasciitis, sterility, abnormal gait, and muscle loss.


Personal Injury Resulting in Death

Our client, an innocent bystander to a bar room brawl, required surgery for a ruptured Achilles tendon. After the surgery, our client developed a pulmonary embolism, resulting in his death.


Gas Poisoning

Our client suffered from carbon monoxide poisoning with cognitive loss after an on-site contractor ran gas engines during business hours.

Why choose Carter Mario?

We want justice and what’s best for you and your case. Here’s our promise:

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    A Team That Puts You First!

    Our clients are our #1 priority and everything we do is focused on getting you the best result! You are the reason we became lawyers. To the insurance company, you are no more than a claim number but to us, it’s personal. We’re here for you 24/7, 365 days a year. We communicate often and call you back the same day or lunch is on us. We believe an informed client is a happy client. You are the reason we fight!

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    Over $1 Billion Recovered!

    For over 30 years, we’ve fought fiercely and tirelessly against Big Insurance and won countless victories for our clients. You were already hurt physically when you came to us, but we make sure you aren’t hurt financially when you leave. Our goal is to give you a better tomorrow.

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    Experience On Your Side!

    No obstacle is too big. Our seasoned attorneys were handpicked and know how to hold the insurance companies accountable. We have experience in and out of the courtroom. Our attention to detail and in-depth investigation helps identify key evidence we use to prepare your case. Our attorneys have the knowledge, the dedication, and the passion it takes to win. They love what they do.

  • Money chest icon

    We Have a Large War Chest!

    When we go to trial, we are battle ready, but taking a case to trial takes more than confidence, experience, and commitment. It takes cutting edge technology and a War Chest to support the costs of zealous representation. Many firms aren’t willing or don’t have the resources and financial stability to front your costs and maximize your case. We’ll spend whatever it takes to get you every penny you deserve!

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    Making the Law Make Sense!

    At Carter Mario Law Firm, our mission is to make the law make sense. You’ve been injured and it wasn’t your fault. Life is suddenly overwhelming and confusing, and you don’t know where to turn. You need help, but it matters who you get. Let us come to your rescue. We’ll do the work, so you don’t have to. You can focus on you!

You Pay Us Nothing Unless
We Win Your Case

Call (203) 876-2711 or Contact Us For a No-Obligation Case Evaluation. Our attorneys are standing by to evaluate your case, answer any questions, or discuss your next steps. Getting the compensation you deserve starts here!

    Client Testimonials

    Such a great experience

    "I had such a great experience with Carter Mario Law Firm. Everyone was amazing, helpful and comforting during this stressful time."

    - Michelle P.

    It felt really good to have someone

    "My son suffered an injury after being hurt in a car accident, and it felt really good to have someone fighting for the person you love."

    - Alex M.

    Tough and fearless

    "Look no further, you have found the best personal injury law firm in Connecticut. Tough and fearless, and I cannot think of anyone better to represent me."

    - Phillip Y.

    Attention to detail

    "Look no further, you have found the best personal injury law firm in Connecticut. Tough and fearless, and I cannot think of anyone better to represent me."

    - John L.

    Took so much stress off of me

    "When I had my work-related injury, Carter Mario took on the workers’ comp insurance company that tried to belittle me and dealt with them, which took so much stress off of me. Thank you so much."

    - Ruth H.