Should Connecticut Drivers Carry Pip Car Insurance Coverage?

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Getting hurt in an auto accident isn’t just painful and traumatic—it can also hurt you and your family financially for years to come.

The medical bills associated with car accident injuries can be expensive, and you may be unable to afford them if your accident puts you out of work. At Carter Mario Law Firm, it’s our goal to help victims like you get compensation for their accident-related expenses, and that often involves filing claims against at-fault drivers and their insurance companies.

However, there’s another way to obtain compensation for what you’ve gone through after a crash: personal injury protection (PIP) insurance. PIP insurance is optional in Connecticut, but it can be helpful to have, as it pays out compensation to you or your passengers regardless of who was at fault for the crash.

PIP Insurance Can Help You Recover Compensation No Matter What

Because Connecticut is a “fault” state, drivers who are proven to have caused crashes may be ineligible to receive compensation for some of their own accident-related expenses. This is because minimum insurance requirements in our state only require liability coverage to cover those harmed by an accident that wasn’t their fault.

But drivers who purchase and have valid PIP insurance at the time of their accidents can get money for expenses such as medical bills—even if they were partially or fully responsible for their crashes.

Insurance Companies Can Be Tough to Deal With. We Can Help.

Purchasing PIP insurance can simplify the process of receiving compensation after a crash, but it doesn’t always guarantee it. Insurance companies are in business to increase their profits—not to pay out settlements, even when drivers have valid coverage.

Our Connecticut auto accident lawyers can review your crash and your claim and work to get you the full compensation you deserve. Call us today for a free consultation.