Skip to content

Main Differences Between SSI & SSDI | CT Disability Benefits Laywer

You’ve likely heard of Social Security Disability Income and Supplemental Security Income, commonly referred to by their acronyms: SSDI and SSI. But while their names sound extremely similar, there are many differences between the two types of benefits.

Eligibility

Social Security Disability Income

Social Security Disability Income (SSDI) is a program that was developed to help individuals suffering from mental and/or physical impairments, which hinder their ability to perform their normal job-related duties.

For someone to be eligible to qualify and receive SSDI, a medical professional must have diagnosed him or her with an injury, condition, or illness that is expected to last a minimum of 12 months or that is terminal. A list of qualifying disabilities can be found in the Social Security Administration’s Blue Book.

Similar to the retirement benefits that individuals receive from Social Security, these benefits may also be gifted to the beneficiary’s children or widow(er). Additionally, individuals who have been disabled since their childhood may receive SSDI – whether or not they have worked.

Supplemental Security Income

Unlike SSDI, Supplemental Security Income (SSI) is a program that provides benefits to adults who are disabled (under SSDI), to those who are blind, or to low-income adults 65 and older. Children who are disabled and blind can also be eligible. One of the big differences from SSDI is that SSI is only awarded to those who have limited income and assets.

Funding

The manner in which the two programs are financed also varies. SSDI receives its funding from Social Security taxes and the SSI is funded by general revenues collected by the Treasury Department.

Benefits

Social Security Disability Income

SSDI is based upon an individual’s work record, with the amount of benefits being dependent upon their lifetime earnings. An individual can earn up to four work credits each year. In order to qualify for disability benefits, a person generally needs 40 credits although this can vary depending on a person’s age.

Supplemental Security Income

Unlike SSDI, SSI does not depend on an applicant’s work record, but rather his or her resources such as personal property and bank account(s). You are not eligible for SSI if your resources exceed $2,000. If you have a significant other, your collective resources may not exceed $3,000.

The new SSI federal base amount is $783 per month per person and $1,175 per month per couple.

Consult with a Highly Qualified Connecticut SSDI Attorney

If you or a loved one is unable to work due to a disability, or if your application for SSDI has been denied, the experienced Connecticut Disability Law Attorneys at Carter Mario Law Firm can help you to fight for the benefits that you deserve. To learn more or to schedule a free consultation, call us at (203) 876-2711 today!

Get Carter! Guaranteed Tough! Guaranteed Fast!

Client Victories

We’ve Recovered Over $1 Billion for Clients
Just Like You


$17M

Rear-End Collision

Our client sustained a significant injury to his cervical spine after a rear-end crash. After receiving a low initial offer from the insurance company, we fought hard for our client to get him the settlement he deserved.

$4M

Medical Misdiagnosis

Our client’s doctor misread an x-ray causing a delayed diagnosis of sarcoma, which resulted in our client’s death.

$3.9M

Failure to Treat

Gastroenterologist and primary care doctor failed to treat or transfer our client who was hospitalized for GI bleeding, which resulted in our client’s death.

$3.4M

Failure to Diagnose

Our client’s doctors failed to diagnose him with abdominal cancer, resulting in his death.

$3.4M

Medical Malpractice

Our client suffered brain damage, paralysis, and speech deficits after undergoing a bedside procedure.

$3.3M

Brain Damage

Our client suffered brain damage after their breathing tube was misplaced.

$3M

Failure to Diagnose

Our client’s doctor failed to diagnose Fournier’s Gangrene, resulting in necrotizing fasciitis, sterility, abnormal gait, and muscle loss.

$2.6M

Personal Injury Resulting in Death

Our client, an innocent bystander to a bar room brawl, required surgery for a ruptured Achilles tendon. After the surgery, our client developed a pulmonary embolism, resulting in his death.

$2.5M

Gas Poisoning

Our client suffered from carbon monoxide poisoning with cognitive loss after an on-site contractor ran gas engines during business hours.

Why choose Carter Mario?

We want justice and what’s best for you and your case. Here’s our promise:

  • A Team That Puts You First!

    Our clients are our #1 priority and everything we do is focused on getting you the best result! You are the reason we became lawyers. To the insurance company, you are no more than a claim number but to us, it’s personal. We’re here for you 24/7, 365 days a year. We communicate often and call you back the same day or lunch is on us. We believe an informed client is a happy client. You are the reason we fight!

  • Over $1 Billion Recovered!

    For over 30 years, we’ve fought fiercely and tirelessly against Big Insurance and won countless victories for our clients. You were already hurt physically when you came to us, but we make sure you aren’t hurt financially when you leave. Our goal is to give you a better tomorrow.

  • Experience On Your Side!

    No obstacle is too big. Our seasoned attorneys were handpicked and know how to hold the insurance companies accountable. We have experience in and out of the courtroom. Our attention to detail and in-depth investigation helps identify key evidence we use to prepare your case. Our attorneys have the knowledge, the dedication, and the passion it takes to win. They love what they do.

  • We Have a Large War Chest!

    When we go to trial, we are battle ready, but taking a case to trial takes more than confidence, experience, and commitment. It takes cutting edge technology and a War Chest to support the costs of zealous representation. Many firms aren’t willing or don’t have the resources and financial stability to front your costs and maximize your case. We’ll spend whatever it takes to get you every penny you deserve!

  • Making the Law Make Sense!

    At Carter Mario Law Firm, our mission is to make the law make sense. You’ve been injured and it wasn’t your fault. Life is suddenly overwhelming and confusing, and you don’t know where to turn. You need help, but it matters who you get. Let us come to your rescue. We’ll do the work, so you don’t have to. You can focus on you!

You Pay Us Nothing Until
We Win Your Case

Call (203) 876-2711 or Contact Us For a No-Obligation Case Evaluation. Our attorneys are standing by to evaluate your case, answer any questions, or discuss your next steps. Getting the compensation you deserve starts here!



    Client Testimonials

    Such a great experience

    "I had such a great experience with Carter Mario Law Firm. Everyone was amazing, helpful and comforting during this stressful time."

    - Michelle P.

    It felt really good to have someone

    "My son suffered an injury after being hurt in a car accident, and it felt really good to have someone fighting for the person you love."

    - Alex M.

    Tough and fearless

    "Look no further, you have found the best personal injury law firm in Connecticut. Tough and fearless, and I cannot think of anyone better to represent me."

    - Phillip Y.

    Attention to detail

    "Look no further, you have found the best personal injury law firm in Connecticut. Tough and fearless, and I cannot think of anyone better to represent me."

    - John L.

    Took so much stress off of me

    "When I had my work-related injury, Carter Mario took on the workers’ comp insurance company that tried to belittle me and dealt with them, which took so much stress off of me. Thank you so much."

    - Ruth H.