Whether you are on vacation or your car is in the shop, renting a car is an easy and efficient way to get around. While rental cars are intended for your convenience, what happens when you are involved in an accident while driving one? There are certain steps all people who rent a car should know to avoid confusion.
Steps to Take After a Rental Car Accident
The first thing you should do when involved in a rental car accident is to make sure that you, as well as all other parties involved, are physically okay and not injured. If someone is injured the next thing to do is call 9-1-1 and request medical assistance.
When the police arrive at the scene, file an accident report. An accident report can be extremely beneficial, should you later require evidence of the accident and details on what happened for an insurance claim.
Next, be sure to obtain the names and information of all parties involved, as well as any witnesses to the crash. You should also contact the rental company to let them know you have been involved in an accident and to specify which location you got the rental from. You can likely find their phone number on the paperwork you received when you got the vehicle.
Whose Car Insurance Policy Applies?
Most rental car companies provide the option of renter’s insurance. However, since most people do not anticipate being involved in an accident, they elect not to purchase it and instead depend on their own car insurance. This is why you should contact your own insurance company – regardless of who was at fault for the accident.
Dealing with an insurance company when you have been involved in a rental car accident can be not only frustrating but also extremely complex. That is why it is so important to consult with a knowledgeable and experienced Connecticut personal injury attorney who has experience dealing with insurance companies and negotiating car accident cases.
The Attorneys at Carter Mario Law Firm Can Help
If you or a loved one has been injured in a car accident, you should not have to pay the price for the careless or reckless mistakes of another person.