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What to Do After a Car Accident in Connecticut: Immediate Steps to Take

What to Do After a Car Accident in CT: Immediate Steps to Take

If you or a loved one is involved in a car accident in Connecticut, knowing the immediate steps to take afterward can make a significant difference in your safety, the outcome of your insurance claim, and potential legal proceedings like a personal injury lawsuit or car accident claim.

A Quick Survey

Step 1: Check Yourself for Injuries
— Get Immediate Medical Attention for Serious Injuries
Step 2: Call 911
Step 3: Call the Police
Step 4: Leave the Vehicles at the Point of the Collision
Step 5: Exchange Information with the Other Driver
— Do Not Admit Fault While Conversing with the Other Driver
Step 6: Document the Collision
— Take Photographs of the Collision
— Get Witness Accounts
— Record Yourself Recounting the Events Leading Up to the Collision
Step 7: File a Report of the Accident
Step 8: Contact Your Insurance Company
— Do Not Talk with the Other Driver’s Insurance
Step 9: Get a Car Accident Attorney

Now let’s review in greater detail:

Step 1: Check Yourself for Injuries

After a Connecticut car accident, your first and foremost priority should be your safety and health. The adrenaline rush or shock in the moments immediately after impact can mask pain, leading to underestimating your injuries.

Stay Still and Calm: If you’re in a safe location, avoid moving immediately. Sudden movements can aggravate potential injuries. Take deep breaths to calm yourself, and stay still for a moment.

Perform a Self-Assessment: Gently evaluate yourself for injuries. Start from your head and work your way down. Look for visible wounds, areas of pain, or any abnormalities. Be cautious — some injuries might not show immediate symptoms.

Be Aware of Shock Symptoms: Shock is a common and serious condition following an accident. Symptoms may include cold or clammy skin, rapid breathing, weakness, or dizziness. If you experience these, seek medical attention promptly.

Gauge Your Mobility: If you feel strong enough to move without pain or dizziness, do so cautiously. If movement causes pain or if you feel dizzy or disoriented, it’s best to stay put and call for help.

Prioritize Your Health: Even if you feel “fine,” some injuries, like internal bleeding or concussions, might not be immediately noticeable. It’s always safer to get checked by a medical professional.

Get Immediate Medical Attention for Serious Injuries

If you discover significant harm or feel intense pain following a car crash, it’s crucial to stay still and not move unnecessarily. Alert emergency services immediately, emphasizing the need for swift medical treatment for serious injuries.

Step 2: Call 911

In the wake of a car accident, your immediate response should be to call 911 after checking yourself for injuries. Calling emergency dispatch ensures that anyone who is injured receives prompt medical attention. Even if the injuries seem minor, some may not be immediately apparent and could worsen without timely care.

Step 3: Call the Police

When you call the police after a car accident, police officers create a report that serves as a detailed and objective record of the accident.

Step 4: Leave the Vehicles at the Point of the Collision

Leaving motor vehicles at the point of the collision, when safe to do so, is an important factor. It preserves the accident scene, allowing for an accurate assessment and documentation by law enforcement and insurance investigators.

On the other hand, there are situations where moving vehicles post-collision is advisable, primarily to avoid causing further traffic disruptions or additional accidents, especially in high-traffic areas.

Step 5: Exchange Information with the Other Driver

After ensuring everyone’s safety and reporting the accident, the next critical step is to exchange information with the other driver involved in the car incident. This process is essential for both insurance companies and for any potential legal proceedings that may follow. Here’s what you need to do:

Collect Basic Details: Note down the other driver’s name, address, driver’s license number, and contact information. It’s important to have these for any follow-up communication or proceedings.

Vehicle Information: Write down the make, model, and color of the other vehicle, along with its license plate number. This information helps in the easy identification of the other party involved in the accident.

Insurance Information: Exchange details and policy numbers for your insurance company immediately. This is crucial for filing insurance claims.

Photographic Evidence: If possible, take photographs of both vehicles, showing the damage and the overall accident scene, including any relevant road signs or signals. These can serve as vital evidence for insurance and legal purposes.

Witness Information: If there are any witnesses, get their names and contact information. They might provide crucial third-party accounts of the incident to determine the at-fault driver.

Police Report Reference: If the police were involved, ensure you get a reference number for the accident report. This official report can be an essential document for insurance claims.

Note the Time and Location: Record the exact location of the accident and the time it occurred. Environmental conditions (like road, weather, and lighting) can also be worth noting.

Do Not Admit Fault While Conversing with the Other Driver

While you’re in the process of exchanging information with the other driver, avoid making any statements that could be interpreted as an admission or accusation of fault. If a driver admits fault, these types of comments might be used against you later in insurance claims or legal proceedings. Your focus should be on ensuring everyone’s safety and exchanging necessary information such as contact details and insurance information.

Step 6: Document the Collision

Documenting the collision is a main step in dealing with the aftermath of a car accident. This documentation serves as tangible proof and can greatly influence the resolution of any disputes or claims arising from the incident. It’s about creating a clear, objective narrative that captures the reality of the situation. This step is vital for several reasons:

Evidence for Insurance Claims: Insurance companies require detailed information to process claims. Proper documentation can expedite this process and increase the likelihood of a favorable outcome.

Legal Protection: In case of legal proceedings, well-documented evidence can be indispensable in proving your case or defending against accusations.

Memory Aid: Over time, memories can fade or become distorted. Having a documented record ensures that the facts remain unaltered and accessible.

Taking Photographs of the Collision

Photographs are one of the most compelling forms of evidence in the aftermath of a car accident. When taking photographs, ensure you capture wide-angle shots for an overall view of the scene as well as close-ups of specific damages, the vehicles themselves, skid marks, traffic signals and signs, weather conditions, and relevant road conditions. Here are some other tips and reasons for taking photos of the car accident:

Objective Record: Photos provide an unbiased record of the accident scene. They capture details that might be overlooked or forgotten, such as the positioning of the vehicles, skid marks, and debris.

Assessment of Damage: Photos clearly depict the extent of damage to all vehicles involved. This is critical for insurance assessments and any legal disputes.

Contextual Clues: Images of road conditions, weather, traffic signs, and signals offer context to the accident, which can be crucial in determining fault and liability.

Getting Witness Accounts

Witness accounts can play a pivotal role in corroborating your version of events in a car accident. When approaching witnesses, do so respectfully and gather their contact information. If they are willing, ask them to briefly describe what they saw. Here’s more on why gathering witness information is important:

Corroboration of Facts: Witnesses offer independent perspectives that can support or clarify your account of what happened. This can be especially valuable if the collision details are contested by other parties.

Filling in Gaps: Witnesses might notice details that the drivers involved did not. Their observations can fill in gaps and contribute to a more complete understanding of the incident.

Credibility in Claims: Witness statements can add credibility to your claims, both in insurance processes and legal proceedings.

Recording Yourself Recounting the Events Leading Up to the Collision

Recording your own account of the event as soon as possible after the collision is a proactive step in safeguarding the integrity of your memory. Here’s why this is a very important step:

Accuracy of Details: Memories can be influenced by stress, time, and external opinions. Recording your account immediately helps capture details accurately.

Consistency in Recounting: Having a recorded version prevents discrepancies in your story over time, which is important during insurance and legal processes.

Emotional and Situational Context: Your recording can capture the immediate emotional response and situational context, which can be insightful for understanding the incident’s impact on you.

Step 7: File a Report of the Accident

Filing a report of the accident in Connecticut is a mandatory step if there are any injuries or significant property damage. This action serves as a formal record of the incident, which is vital for insurance claims and potential legal proceedings. The report provides an official account of the accident, detailing the circumstances, parties involved, and the extent of injuries or damage, which can significantly influence the outcomes of insurance settlements or legal disputes.

Step 8: Contact Your Insurance Company

When you’re involved in a car accident, one of the steps you absolutely must take is to contact your insurance company. Foremost, it initiates the claim process and allows your insurer to start working on your behalf. Insurance companies have considerable experience and resources to assess accident damages and handle claims effectively. Finally, your insurance policy likely requires prompt reporting of any car accident, and failing to do so could jeopardize your coverage.

Do Not Talk with the Other Driver’s Insurance

After an accident, you may receive a call from the other driver’s insurance company. It’s essential to remember that you are under no obligation to discuss the accident details with them. Here’s why:

Protecting Your Interests: The primary goal of the other driver’s insurance company is to minimize their liability and payout.

Avoid Misinterpretation: In the aftermath of an accident, you may be stressed or confused, which can lead to unintentionally misleading or inaccurate statements.

Legal Representation: If you have legal representation, it’s their job to handle all communications with the other party’s insurance company.

Your Insurance Company’s Role: Informing your insurance company about the incident allows them to take up the case on your behalf. They have the expertise to handle negotiations and communications with the other party’s insurer, ensuring that your interests are adequately represented.

Consistency in Information: By limiting your communication with the other driver’s insurance provider, you help maintain consistency in the information being relayed. Consistent and accurate information is crucial for a fair assessment and resolution of your claim.

Step 9: Get a Car Accident Attorney

If you’re involved in a car accident in Connecticut, especially one that yields injuries, significant damages, or complex liability issues, you should consider hiring a car accident attorney. Carter Mario Law Firm’s car accident lawyers stand out for their exceptional commitment to their clients’ needs and rights.

On the average, people who retain legal representation receive settlements three times larger than those who do not.

Carter Mario’s unique Zero Fee Warranty is a testament to our confidence in our team’s ability to deliver results. This warranty means that you won’t pay any attorney fees unless they win your case. It’s a risk-free option that ensures quality legal representation is accessible to all, regardless of financial circumstances.

With over $1 billion recovered for our clients, Carter Mario Law Firm’s track record speaks volumes. This impressive milestone is a clear indicator of our car accident attorneys’ ability to handle car accident cases effectively, ensuring that every client receives the compensation they deserve. Our car accident lawyers understand the nuances of Connecticut’s legal system and are skilled in dealing with insurance companies to maximize your settlement. They know about the tactics used by opposing insurance companies to minimize payouts and are prepared to counter these strategies effectively.

Takata Airbag Recall List | Check Your Car

Is your car or truck on the Takata airbag recall list? Are your daily drives safe?

This major recall, affecting roughly 42 million vehicles in the United States, underscores a significant risk: airbags, designed to protect you, might pose a grave danger due to defective inflators. It’s a scenario that requires urgent action, compelling vehicle owners to verify their car’s status to ensure the safety of their passengers and themselves from potential personal injuries due to defective products.

The recall’s magnitude is unprecedented, affecting a wide range of vehicles from compact cars to luxury SUVs, and implicates the automotive industry’s responsibility toward consumer safety. As you get into the specifics of the recall, understanding the risks, and the corrective actions available for affected vehicles, it becomes a pivotal moment for consumers to advocate for their safety and speak to a seasoned personal injury lawyer, like those at Carter Mario Law Firm, if their airbag recall caused an injury.

Why Were Takata Airbags Recalled?

The Takata airbags were recalled due to a defect in the airbag inflator mechanism that could cause the inflator to rupture in the event of a crash. This malfunction was attributed to the degradation of the chemical propellant used in the airbag inflators over time, exacerbated by high humidity and temperature fluctuations.

When the inflator ruptured, it could spray metal shrapnel into the vehicle’s cabin, posing an extreme risk of injury or death to occupants. The recall became one of the largest in automotive history, affecting about 42 million different vehicles across various brands and models, including Audi, BMW, Chevrolet, Dodge, Ford, Honda, Mercedes-Benz, Tesla, Toyota, and Fiat Chrysler automobiles, among others.

This airbag recall highlights critical safety concerns and has prompted widespread industry and regulatory action to address the issue and ensure consumer safety.

How Much Was The Takata Lawsuit Settlement?

The Takata lawsuit settlement was a significant financial repercussion for the company, amounting to $650 million. This settlement was intended to resolve claims from 44 states and Washington, D.C., related to the defective airbags.

However, due to Takata’s bankruptcy, triggered by the massive financial strain from the recall, the company was expected to pay only a fraction of this amount. This settlement reflects the extensive legal and financial challenges Takata faced in the aftermath of the recall, highlighting the severe consequences of compromising on consumer safety in the automotive industry.

Safety Hazards Associated with Takata Airbags

The safety hazards associated with Takata airbags stem from their potential to deploy explosively, causing the inflator housing to rupture and metal fragments to be propelled into the vehicle cabin at high speeds. This defect, linked to the airbag’s propellant degrading over time, especially in humid conditions, poses serious risks of injury or death to passengers and drivers.

Unfortunately, the defective airbags have led to at least 19 deaths in the United States and at least 37 globally, with around 450 individuals estimated to have suffered personal injuries from the explosive deployments.

Legal Implications And Consumer Rights: Are You Owed Compensation?

The Takata airbag recall has significant legal implications, highlighting crucial consumer rights issues. Affected individuals may be entitled to compensation due to the potential negligence that led to the widespread use of these hazardous inflators.

The legal landscape surrounding this recall involves numerous lawsuits, settlements, and claims against both Takata and the vehicle manufacturers that installed the faulty airbags. Consumers must understand their rights to seek justice and compensation for any harm caused by these defective products.

What To Do If You or A Loved One Were Injured By Recalled Airbags

If you or a loved one were injured by a recalled Takata airbag, it’s essential to take immediate steps to protect your health and legal rights. Seek medical attention promptly for any injuries, and keep detailed records of the incident, medical expenses, and any related costs.

Consulting with personal injury lawyers who specialize in product liability, particularly those experienced with the Takata airbag recall, can provide much-needed guidance.

For residents in Connecticut, the personal injury lawyers at Carter Mario offer specialized legal support tailored to these types of cases, ensuring you understand your rights and can pursue the compensation you may be entitled to.

What Vehicles Are Included In The Recall?

The following are affected vehicles with defective Takata airbags and airbag inflators. These recalled vehicles all had faulty air bag inflators that could result in an air bag explosion, causing personal or fatal injuries.

Acura

2003 Acura 3.2 CL
2002 – 2003 Acura 3.2 TL
2013 – 2016 Acura ILX
2013 – 2014 Acura ILX Hybrid
2003 – 2006 Acura MDX
2007 – 2016 Acura RDX
2005 – 2012 Acura RL
2009 – 2014 Acura TL
2009 – 2014 Acura TSX
2010 – 2013 Acura ZDX

Audi

2006 – 2013 Audi A3
2005 – 2008 Audi A4 Avant
2006 – 2009 Audi A4 Cabriolet
2005 – 2008 Audi A4 Sedan
2010 – 2011 Audi A5 Cabriolet
2003 – 2011 Audi A6 Avant
2005 – 2011 Audi A6 Sedan
2009 – 2012 Audi Q5
2017 Audi R8
2008 Audi RS 4 Cabriolet
2007 – 2008 Audi RS 4 Sedan
2005 – 2008 Audi S4 Avant
2007 – 2009 Audi S4 Cabriolet
2005 – 2008 Audi S4 Sedan
2010 – 2012 Audi S5 Cabriolet
2007 – 2011 Audi S6 Sedan
2016 – 2017 Audi TT

BMW

2008 – 2013 BMW 1 Series
2000 – 2013 BMW 3 Series
2002 – 2003 BMW 5 Series
2011 – 2015 BMW X1
2007 – 2010 BMW X3
2003 – 2013 BMW X5
2008 – 2014 BMW X6
2010 – 2011 BMW X6 Hybrid

Cadillac

2007 – 2014 Cadillac Escalade
2007 – 2014 Cadillac Escalade ESV
2007 – 2013 Cadillac Escalade EXT

Chevrolet

2007 – 2013 Chevrolet Avalanche
2007 – 2014 Chevrolet Silverado HD
2007 – 2013 Chevrolet Silverado LD
2007 – 2014 Chevrolet Suburban
2007 – 2014 Chevrolet Tahoe

Chrysler

2005 – 2015 Chrysler 300
2007 – 2009 Chrysler Aspen
2007 – 2008 Chrysler Crossfire

Daimler Trucks North America

2008 – 2009 Sterling Bullet

Daimler Vans USA LLC.

2007 – 2009 Dodge Sprinter
2007 – 2017 Freightliner Sprinter
2010 – 2017 Mercedes-Benz Sprinter

Dodge Ram

2008 – 2014 Dodge Challenger
2006 – 2015 Dodge Charger
2005 – 2011 Dodge Dakota
2004 – 2009 Dodge Durango
2005 – 2008 Dodge Magnum
2003 – 2008 Dodge Ram 1500/2500/3500 Pickup
2005 – 2009 Dodge Ram 2500 Pickup
2007 – 2010 Dodge Ram 3500 Cab Chassis
2006 – 2009 Dodge Ram 3500 Pickup
2008 – 2010 Dodge Ram 4500/5500 Cab Chassis

Ferrari

2010 – 2015 Ferrari 458 Italia
2014 – 2015 Ferrari 458 Speciale
2015 Ferrari 458 Speciale A
2012 – 2015 Ferrari 458 Spider
2016 – 2017 Ferrari 488 GTB
2016 – 2017 Ferrari 488 Spider
2009 – 2014 Ferrari California
2015 – 2017 Ferrari California T
2013 – 2017 Ferrari F12
2016 – 2017 Ferrari F12 tdf
2016 Ferrari F60
2012 – 2016 Ferrari FF
2017 Ferrari GTC4Lusso

Fisker

2012 Fisker Karma

Ford

2007 – 2010 Ford Edge
2006 – 2012 Ford Fusion
2005 – 2006 Ford GT
2005 – 2014 Ford Mustang
2004 – 2011 Ford Ranger

GMC

2007 – 2014 GMC Sierra HD
2007 – 2013 GMC Sierra LD
2007 – 2014 GMC Yukon
2007 – 2014 GMC Yukon XL

Honda

2001 – 2012 Honda Accord
2001 – 2011 Honda Civic
2003 – 2011 Honda Civic Hybrid
2001 – 2011 Honda Civic NGV
2010 – 2015 Honda Crosstour
2002 – 2011 Honda CR-V
2011 – 2015 Honda CR-Z
2003 – 2011 Honda Element
2010 – 2014 Honda FCX Clarity
2007 – 2013 Honda Fit
2013 – 2014 Honda Fit EV
2010 – 2014 Honda Insight
2002 – 2004 Honda Odyssey
2003 – 2015 Honda Pilot
2006 – 2014 Honda Ridgeline

Infiniti

2003 – 2008 Infiniti FX
2001 Infiniti I30
2002 – 2004 Infiniti I35
2006 – 2010 Infiniti M
2002 – 2003 Infiniti QX4

Jaguar

2009 – 2015 Jaguar XF

Jeep

2007 – 2016 Jeep Wrangler

Land Rover

2007 – 2012 Land Rover Range Rover

Lexus

2007 – 2012 Lexus ES350
2010 – 2017 Lexus GX460
2006 – 2013 Lexus IS250/350
2010 – 2015 Lexus IS250C/350C
2008 – 2014 Lexus IS F
2012 Lexus LFA
2002 – 2010 Lexus SC430

Lincoln

2007 – 2010 Lincoln MKX
2006 – 2012 Lincoln Zephyr/MKZ

Mazda

2004 – 2009 Mazda B-Series
2007 – 2012 Mazda CX-7
2007 – 2015 Mazda CX-9
2003 – 2011 Mazda 6
2006 – 2007 Mazda Mazdaspeed6
2004 – 2006 Mazda MPV
2004 – 2011 Mazda RX-8

Maclaren

2016 – 2017 McLaren 570
2015 – 2016 McLaren 650 S
2016 McLaren 675 LT
2012 – 2014 McLaren MP4-12C
2011 – 2015 McLaren P1

Mercedes Benz

2005 – 2014 Mercedes-Benz C-Class
2010 – 2011 Mercedes-Benz E-Class
2011 – 2017 Mercedes-Benz E-Class Cabrio
2010 – 2017 Mercedes-Benz E-Class Coupe
2009 – 2012 Mercedes-Benz GL-Class
2010 – 2015 Mercedes-Benz GLK-Class
2009 – 2010 Mercedes-Benz ML-Class
2009 – 2012 Mercedes-Benz R-Class
2007 – 2008 Mercedes-Benz SLK-Class
2011 – 2015 Mercedes-Benz SLS-Class

Mercury

2006 – 2011 Mercury Milan

Mitsubishi

2012 – 2017 Mitsubishi i-MiEV
2004 – 2007 Mitsubishi Lancer
2004 – 2006 Mitsubishi Lancer Evolution
2004 Mitsubishi Lancer Sportback
2006 – 2009 Mitsubishi Raider

Nissan

2001 – 2003 Nissan Maxima
2002 – 2004 Nissan Pathfinder
2002 – 2006 Nissan Sentra
2007 – 2012 Nissan Versa

Pontiac

2003 – 2010 Pontiac Vibe

Saab

2005 – 2006 Saab 9-2x
2006 – 2011 Saab 9-3
2006 – 2009 Saab 9-5

Saturn

2008 – 2009 Saturn Astra

Scion

2008 – 2015 Scion XB

Subaru

2003 – 2006 Subaru Baja
2009 – 2013 Subaru Forester
2004 – 2011 Subaru Impreza (Including WRX/STI)
2003 – 2014 Subaru Legacy
2003 – 2014 Subaru Outback
2006 – 2014 Subaru Tribeca
2012 – 2014 Subaru WRX/STI

Tesla

2012 – 2016 Tesla Model S

Toyota

2010 – 2016 Toyota 4Runner
2003 – 2013 Toyota Corolla
2003 – 2008 Toyota Corolla Matrix
2009 – 2013 Toyota Matrix
2004 – 2005 Toyota Rav4
2002 – 2006 Toyota Sequoia
2011 – 2014 Toyota Sienna
2003 – 2006 Toyota Tundra
2006 – 2011 Toyota Yaris (Hatch Back)
2007 – 2012 Toyota Yaris (Sedan)

Volkswagen

2009 – 2017 Volkswagen CC
2010 – 2014 Volkswagen Eos
2010 – 2014 Volkswagen Golf
2013 Volkswagen Golf R
2009 – 2013 Volkswagen GTI
2012 – 2014 Volkswagen Passat
2006 – 2010 Volkswagen Passat Sedan
2006 – 2010 Volkswagen Passat Wagon

How To Check If Your Car Is Included In The Recall

Determining if your vehicle is affected by the Takata airbag recall is a big step toward ensuring your safety. Luckily, the process involves a straightforward check that can be done from home. Vehicle owners should proactively verify their car’s inclusion in the recall to prevent the risks associated with the defective airbags.

By verifying your vehicle’s status, you protect yourself and others from the risks posed by these defective airbags. Prompt verification is key to preventing potential hazards and is the first step before proceeding to finding your VIN and using the NHTSA’s recall lookup tool.

How To Find And Understand Your VIN

To ascertain if your vehicle is part of the Takata airbag recall, begin by locating your Vehicle Identification Number (VIN). This unique identifier, typically found on the dashboard near the windshield or on the driver’s side door jamb, is crucial for verifying your vehicle’s recall status.

Understanding your VIN is essential, as it encodes details about your car’s specifications and history. Once you have your VIN, you can use it to check recall information, ensuring you are informed about any safety issues affecting your vehicle.

Using The NHTSA Recall Look Up Tool

The National Highway Traffic Safety Administration (NHTSA) provides a recall lookup tool that is an invaluable resource for vehicle owners. By entering your VIN into this tool, you can determine whether your vehicle is impacted by the Takata airbag recall or any other safety notices.

This tool gives you immediate access to up-to-date safety information directly from automotive manufacturers, allowing for informed decisions about your vehicle’s maintenance and ensuring your road safety.

Next Steps If Your Vehicle Is Included In The Recall List

If your vehicle appears on the Takata airbag recall list, immediate action is essential. The next steps involve contacting an authorized dealership or the vehicle manufacturer to arrange for the necessary repairs, which typically involve replacing the faulty airbag inflator.

It’s vital to prioritize this repair to ensure your safety and the safety of your passengers, as the risks associated with these defective airbags can be severe. Dealerships usually offer this service free of charge, and promptly addressing the recall can prevent potential harm.

Contact The Personal Injury Lawyers At Carter Mario For Your Complimentary Case Consultation

If you or someone you know was injured by a Takata airbag and their vehicle is on the airbag recall list, it’s important to understand the legal options available. After ensuring the necessary steps are taken to address the safety recall, the next action is to seek professional legal counsel.

Reaching out to the personal injury lawyers at Carter Mario provides an opportunity for a free consultation, as highlighted by their Zero-Fee Warranty. With over $1 billion recovered for clients, Carter Mario’s attorneys have a history of handling numerous defective product cases, including those related to the Takata airbag recall. Their personal injury attorneys can offer guidance on potential compensation for injuries suffered due to defective airbags, ensuring that your rights are fully protected and advocated for.

Contact the personal injury lawyers at Carter Mario today for your complimentary case consultation.

Interstate 95 Safety Concerns and Legal Solutions

A 2020 multi-vehicle crash on I-95 at Bridgeport is a stark reminder of the prevalence and danger of auto accidents on highways, particularly on busy routes like I-95. Just Google “I-95 accidents in Bridgeport,” and you’ll see how often traffic issues occur on this stretch of highway. The 2020 accident, like so many others, underscores the need for heightened awareness and safety measures on such high-traffic roads.

Details of the 2020 I-95 Accident

A five-vehicle collision on Interstate 95 North in Bridgeport caused a significant highway closure for about an hour on Saturday night. The accident occurred around 7 PM between Exits 27 and 29. Bridgeport fire units and Connecticut State Police responded to the scene, where the crash blocked most highway lanes. Initially, one lane remained open, but by 7:15 PM, all lanes were closed, and traffic was diverted off a nearby exit ramp. The highway was reopened between Exit 28 and 29 at around 8:05 p.m. The reports did not clarify if there were any injuries.

The recent five-vehicle collision on Interstate 95 in Bridgeport is one of numerous incidents on this stretch of highway since 2020, highlighting a concerning pattern of traffic accidents in the area. These frequent occurrences underscore the risks associated with this section of I-95, which has become a hotspot for vehicular mishaps. Drivers traversing this area must exercise heightened caution and awareness due to the history of accidents and the potential for similar incidents in the future.

The Impact of Car Accidents on Victims

The impact of car accidents on victims is both immediate and long-lasting. Physically, injuries can vary from minor to severe, potentially leading to chronic conditions or disabilities. This physical trauma is often accompanied by significant emotional and psychological distress, manifesting as conditions like PTSD, anxiety, or depression. These challenges can disrupt daily life, relationships, and work.

Economically, car accident victims face lost wages, mounting medical bills, and costs related to vehicle repair. The financial strain can extend to their families, mainly if the victim is a primary earner. The legal complexities of navigating insurance claims and seeking compensation add to the burden, highlighting the need for professional legal support to protect victims’ rights and secure just compensation.

Legal Considerations in Car Accidents

Navigating the legal landscape following a car accident is crucial yet often complex. Key considerations include obtaining a detailed police report, managing insurance claims, and establishing fault and liability, particularly in multi-vehicle accidents. Each step is vital to ensure fair compensation and justice. It is essential to understand the nuances of state laws and insurance policies and how they apply to your specific case.

At Carter Mario Law Firm, we specialize in untangling these legal complexities for our clients. Our expertise in handling car accident cases ensures that your rights are protected and that you receive the compensation you deserve. If you’re dealing with the aftermath of a car accident, contact us for knowledgeable and compassionate legal guidance.

The Role of Personal Injury Lawyers

Legal representation is critical in auto accident cases, offering expertise and support through the intricacies of the legal process. At Carter Mario Law Firm, we understand these complexities and provide comprehensive legal representation. If you’ve been impacted by an accident like what happened on I-95, our Bridgeport car accident lawyers are here to assist. Carter Mario Law Frim offers a free consultation and case evaluation, guiding you toward recovery and justice.

Understanding DUI-Related Accidents and Supporting Victims’ Families in Bridgeport

Car accidents can have devastating consequences, leaving families and communities reeling from loss and grief. This is especially true in the wake of the recent tragedy in Bridgeport, where a mother and child tragically lost their lives in a DUI-related accident. As details continue to emerge, it’s crucial to understand the legal implications of such cases and the resources available to victims’ families.

Legal Analysis

The suspect in the Bridgeport accident faces charges of driving under the influence of PCP and two counts of second-degree manslaughter with a motor vehicle. In Connecticut, DUI is defined as operating a motor vehicle with a blood alcohol content (BAC) of 0.08% or higher or while under the influence of drugs or alcohol to the extent that it impairs your ability to drive safely. Second-degree manslaughter involves causing the death of another person through recklessness or criminal negligence.

The legal process in such cases typically involves investigation, arrest, arraignment, and potential trial if a plea deal cannot be reached. The specific charges and possible outcomes will depend on the case’s particular circumstances.

Impact on Victims’ Families

The families of the victims face an unimaginable tragedy, enduring the emotional and financial hardship of losing loved ones. The grief can be overwhelming, and the loss of income can create significant financial strain. In such cases, legal options are available to help families seek justice and compensation. This can include filing a wrongful death lawsuit or pursuing personal injury claims if other individuals were injured in the accident.

Community and Safety Concerns

This Bridgeport accident underscores the urgent need to prioritize road safety. This requires addressing both individual responsibility and systemic changes, such as:

Zero Tolerance for DUI: Driving under the influence of alcohol or drugs is utterly unacceptable. Everyone must commit to safe choices, utilizing designated drivers, public transportation, or ridesharing when impaired.
Safe Driving Practices: Obey speed limits, avoid distractions, and wear seatbelts to minimize accident risks.
Stronger DUI Laws: Increased penalties, stricter enforcement, and utilizing technology like sobriety checkpoints can deter offenders.
Enhanced Infrastructure: Invest in improved road design, clear signage, and proper lighting for a safer environment.
Community Engagement: Organize events, support organizations, and lobby for stricter laws and safer roads.

By fostering individual responsibility and advocating for systemic change, we can create safer roads for everyone. Let’s honor those lost and prevent future tragedies through collective action in and around Bridgeport.

Your Legal Advocate in Times of Need

At Carter Mario Law Firm, we understand families’ immense challenges after a car accident. We provide compassionate and skilled legal representation in Bridgeport to help families navigate the complex legal landscape, recover compensation for their losses, and hold responsible parties accountable. Everyone deserves justice and Carter Mario Law Firm is committed to helping families rebuild their lives after such a tragedy.

We offer a free consultation to discuss your case and explore your legal options. If you or someone you know has been affected by a car accident, please don’t hesitate to contact our car accident lawyers in Bridgeport at Carter Mario Law Firm.

The Impact of I-91 and I-84 Highway Realignments in Hartford

Hartford stands on the cusp of a revolutionary change. The city’s highways, specifically I-91 and I-84, which have defined its landscape for six decades, are now at the heart of a groundbreaking realignment plan. This initiative, a cornerstone of the Hartford 400 Project, is not just about redefining roadways but also about reconnecting communities and reinvigorating urban spaces.

Historical Context of Hartford’s Highways

The historical context of Hartford’s highways, specifically I-91 and I-84, reveals a significant transformation in urban planning and infrastructure development. Starting in the mid-1930s, the state and federal governments began exploring ways to enhance road transportation nationwide, addressing the varying conditions of local and state roads. These efforts laid the groundwork for constructing the interstate highway system, authorized by the 1956 National Interstate and Defense Highways Act.

I-91, skirting the eastern edge of Hartford, and I-84, carving through the city’s downtown, were significant parts of this system. I-91’s early iterations included the multilane elevated Dike Highway completed in 1945 along the city’s waterfront, and the North Meadows Highway finished in 1948. These developments foreshadowed the construction of I-91 and I-84 as we know them today.

I-84 profoundly impacted Hartford’s urban fabric. It created physical, ethnic, racial, and economic divides by bisecting or eliminating entire neighborhoods. The construction of these highways increased interstate transportation but also brought enduring problems. City planners and interest groups have since been grappling with this legacy. Efforts like the Riverfront Recapture in the 1980s aimed to restore Hartford’s connection to the river, and recent plans focus on redeveloping the north end, potentially revitalizing this previously neglected neighborhood.

This historical context underscores the transformative effects of these highways on Hartford’s urban landscape and the ongoing efforts to mitigate their impact and reimagine urban connectivity.

The New Plan for Realigning Highways

The latest proposal, a hybrid of two previous plans, is part of the Hartford 400 initiative. It aims to create a triangular ring road around downtown with some tunneling and new connections to East Hartford. The plan includes removing I-84/I-91 and mixmaster interchanges and releasing over 150 acres for urban development. Key features include:

Capping I-91 through downtown Hartford
Creating a new avenue alongside new parkland
A seven-mile linear park from Bloomfield to East Hartford

The I-84/I-91 interchange, a critical juncture within Hartford’s bustling roadway network, has long been a hotspot for vehicular accidents and congestion. As the city embarks on this transformative realignment plan, addressing the safety and efficiency of this interchange is paramount. Historically, the complex layout and heavy traffic flow have contributed to a higher incidence of collisions, often leading to significant disruptions, and posing risks to road users.

The proposed realignment aims to streamline traffic movement and enhance safety measures, potentially reducing the frequency and severity of accidents in this area. By reconfiguring the interchange and improving road infrastructure, Hartford is taking a significant step towards ensuring safer travel for its residents and visitors, thereby supporting the broader goals of urban renewal and community well-being.

Legal Implications and Public Safety

Large-scale urban development projects like Hartford’s highway realignment involve many legal aspects, ranging from property acquisitions and zoning changes to compliance with state and federal regulations. These processes require meticulous legal oversight to protect all stakeholders’ rights, including property owners, local businesses, and residents. Legal frameworks governing such projects must be navigated to facilitate smooth and lawful progress, ensuring that the transformation aligns with the city’s vision and legal mandates.

Public safety remains at the forefront of this redevelopment. As roadways are redesigned, and neighborhoods reconnected, creating safe, accessible, and efficient transportation routes becomes paramount. This involves addressing the immediate concerns of construction safety and anticipating the long-term implications for road users, including the potential for increased traffic, changes in traffic patterns, and the need for new safety measures.

Community Impact and Urban Renewal

The planned redevelopment in the Hartford area is poised to bring substantial positive changes to both local businesses and residential communities. This project, focusing on enhancing walkability and fostering community connectivity, is a step forward in the journey toward urban renewal. Introducing pedestrian-friendly spaces and creating more accessible urban landscapes are designed to encourage community interactions and support local enterprises.

These changes promise to revitalize the area’s economic activity and improve the overall quality of life for residents. The enhanced infrastructure and thoughtful urban design are expected to attract new businesses and visitors, contributing to the vibrancy and dynamism of the community.

One of the cornerstone elements of this redevelopment is the transformation of the River Road area and the improved access it will provide to downtown Hartford. This area is envisioned to become a bustling hub of activity, blending commercial, residential, and recreational spaces. The development includes the introduction of new retail outlets, eateries, and entertainment options alongside residential units that offer modern living spaces within a thriving urban environment.

These developments are expected to boost local commerce and provide residents with a variety of amenities at their doorstep. Enhanced transportation links and improved access to the downtown core are also critical aspects of this plan, designed to ease commutes and strengthen the connection between different parts of the city. This redevelopment initiative represents a significant step in reshaping Hartford into a more cohesive, vibrant, and sustainable urban center.

Lessons from the Past and Future Prospects

For legal advice or representation, especially when it comes to car accidents, the expertise of Hartford car accident lawyers at Carter Mario Law Firm offers invaluable support to the community. Reflecting on past urban planning decisions in Hartford shows the need for thoughtful, community-centric development – something our law firm can stand behind. The Hartford 400 plan, backed by significant political support and potentially part of a larger infrastructure initiative, represents a significant step in this direction for Hartford and the surrounding communities we serve.

Understanding the Tragic Impact of Head-On Collisions in Hartford

The stark reality of head-on collisions and their devastating impact was brought to light in a recent tragic incident in Hartford. While less frequent than others, this type of accident can lead to severe consequences, affecting not just the individuals involved but their families and the wider community.

Incident Overview

In a heart-wrenching event in 2022, a head-on collision claimed the life of 33-year-old Hartford driver and left two others seriously injured. The accident occurred at New Britain and Fairfield avenues, near Zion Street, just before 1 AM. This tragic incident led to the closure of the intersection from Summit Street to Zion Street, highlighting the severity of the crash.

The collision involved a Ford Focus and an Altima, which suffered significant damage, with at least one vehicle catching fire. Eyewitnesses reported that emergency responders performed CPR on two victims at the scene. The driver and front seat passenger of the Ford Focus were rushed to the hospital with serious injuries. Sadly, Jermal McCall, the driver, was pronounced dead, while his 33-year-old passenger was listed in serious condition. The 29-year-old driver of the Altima was also hospitalized and remained in serious but stable condition.

Investigative and Legal Process

The Hartford Police Department’s central crimes unit responded to the scene, underscoring the gravity of the situation. Investigations in such cases are complex, focusing on determining liability and understanding the factors leading up to the accident. The legal process that follows is critical in ensuring justice and support for the victims and their families.

The importance of experienced legal assistance cannot be overstated in the aftermath of such a tragic event. Skilled personal injury lawyers, like those at Carter Mario Law Firm, are vital in helping victims and their families navigate the legal complexities that arise. With a deep commitment to client-focused legal help, Carter Mario Law Firm supports those affected by such devastating accidents.

Impact on Victims and Families

The aftermath of a head-on collision is overwhelming for victims and their families. They face not only physical injuries and emotional trauma but also the burden of medical expenses, lost wages, and the daunting prospect of insurance claims and legal battles. This is where comprehensive legal support becomes indispensable, helping victims navigate these challenges and advocate for their rights.

Community Safety and Prevention

The broader Hartford community feels the impact of these tragic incidents as well. There’s an ongoing need for improved road safety measures, such as better road signage and public awareness campaigns promoting safe driving practices. Stricter enforcement of traffic laws is also essential in preventing such devastating accidents.

A Community’s Call to Action

This tragic incident in Hartford is a sad reminder of the need for continued vigilance and road safety. It also highlights the crucial role of legal expertise in the aftermath of such accidents. With our extensive experience and dedication to justice, Carter Mario Law Firm stands ready to assist those impacted by such unfortunate events. Suppose a head-on collision in Hartford has affected you or someone you know. In that case, the services of a car accident lawyer in Hartford, such as those offered by us, are available to provide comprehensive legal guidance and support.

Most Common Motorcycle Accident Injuries In Connecticut

Connecticut is no exception to motorcycle accidents. In 2022, Connecticut recorded 3,601 motorcycle collisions, in which a majority resulted in severe injuries sustained by the victims. If you have been involved in a motorcycle collision, it is crucial to understand the most common injuries which can occur in order to protect your rights and seek appropriate compensation.

Road Rash

One of the most common injuries resulting from a motorcycle accident is road rash. Road rash occurs when the motorcycle driver’s skin makes direct contact with the road surface during a crash. Due to a lack of physical protection and high speed, this friction can result in painful abrasions, scrapes, and deep cuts, which in turn can leave riders permanently disfigured.

Face & Neck

Due to the limited protection offered by helmets and other safety gear, a motorcycle rider’s face and neck is particularly vulnerable. In a motorcycle crash, riders can sustain lacerations, fractures, contusions, or soft tissue injuries to their face and neck. These injuries can lead to long-lasting pain, disfigurement, scarring, and potential difficulties with breathing, speaking, or swallowing.

Broken Bones

Another common injury in motorcycle crashes is broken bones. The impact of a motorcycle collision can lead to fractures in various parts of the body, such as the arms, legs, upper & lower extremities, as well ribs and collarbones. Broken bones can cause immense pain, require extensive medical treatment, and result in long recovery periods, sometimes leading to permanent limitations.

Spine Damage

Motorcycle accidents can also cause severe spinal cord injuries that could affect the victim for the rest of their life. A spinal cord injury can result in total paralysis or other forms of long-term disability. The impact of the crash can lead to spinal cord compression, fractures, herniated discs, or damage to the nerves, all of which can significantly affect a victim’s quality of life.

Traumatic Brain Injury

Head injuries, particularly traumatic brain injuries (TBIs), which are caused by a severe impact to a victim’s head, are a major concern in motorcycle accidents. Even when wearing a helmet, motorcycle riders are vulnerable to concussions, contusions, or more severe brain injuries. TBIs can lead to long-term cognitive impairments, memory loss, behavioral changes, and a range of other physical and psychological symptoms.

Burns Due to Spilled Fuel

In a motorcycle accident, the motorcycle’s fuel tank can rupture, which can spill fuel on the road and the motorcycle rider. These fuel spills can result in burns to the rider’s body, which can cause excruciating pain, scarring, and in severe cases, traffic fatalities. Motorcycle accident victims who suffer burns often require extensive medical treatment, such as skin grafts and reconstructive surgery.

Internal Organ Damage

Motorcycle collisions unleash high amounts of kinetic energy on motorcycle riders due to the high speed and lack of physical protection. As a result, the force of impact during a motorcycle accident can cause victims to suffer severe internal injuries. In addition to internal bleeding, organs such as the victim’s lungs, liver, spleen, and kidneys may sustain life-threatening damage due to blunt force trauma.

Death

Due to the limited protection motorcycles offer, riders involved in severe collisions face a higher risk of death compared to occupants of regular vehicles. In 2022, 60 motorcycle riders lost their lives as a result of motorcycle collisions in Connecticut. Representation by an experienced personal injury attorney is essential in order to pursue a wrongful death claim (Sec. 52.555) in Connecticut.

Many Motorcycle Injuries Can Result in Permanent Damage

In 2022, 261 victims suffered serious injuries due to motorcycle accidents in Connecticut. Due to their exposed nature, motorcycle riders are at high risk of suffering serious injuries including nerve damage, disfigurement, permanent disability, and brain damage. As serious injuries often require extensive future medical care, it is crucial for a motorcycle accident victim to retain the services of a Connecticut personal injury lawyer in order to secure the compensation they need to rebuild their life.

Filing a Lawsuit for Injuries Caused by a Motorcycle Collision

If you suffered injuries in a motorcycle accident in Connecticut, you may have grounds to file a lawsuit against the at-fault driver of the other vehicle. Due to the high financial exposure they face from motorcycle accident lawsuits, insurance companies spend vast amounts of money to fiercely defend these lawsuits in order to avoid paying proper compensation to motorcycle accident victims. The Connecticut personal injury attorneys at the Carter Mario Law Firm know how to investigate the facts surrounding motorcycle accidents in order to build strong cases on behalf of our clients.

Talk with a Connecticut Motorcycle Accident Attorney

The Connecticut personal injury lawyers at the Carter Mario Law Firm have spent over 30 years successfully litigating motorcycle accident lawsuits, as seen by our achievement of securing over One Billion Dollars in financial compensation for our clients. Our motorcycle accident lawyers can evaluate your case, gather critical evidence, fight against the insurance company, and protect your rights in court. Contact us today for a free consultation and to learn more about our services.

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Carter Mario has convenient locations around Connecticut to serve you. Click on your location below to learn more!

Suffering Trauma from a Car Accident

Were you recently injured in a serious car accident? In addition to your physical injuries, your emotional and mental health may have been negatively affected by the car accident. The experienced personal injury lawyers at Carter Mario Law Firm will fight to obtain the financial compensation you need from the negligent driver’s insurance company.

Mental Trauma Resulting from a Car Accident

A motor vehicle accident can be a traumatizing experience, leaving many car accident victims with lasting psychological injuries, including post-traumatic stress disorder. Unlike physical injuries, the emotional and psychological effects of a car accident are not always readily apparent. A study conducted by the American Psychological Association found motor vehicle crashes are the leading cause of post-traumatic stress disorder in the United States.

How to Know if You Have PTSD from a Motor Vehicle Collision

Post-traumatic stress disorder is a widely misunderstood mental health condition which can be difficult to diagnose. PTSD is a common condition which can develop after a traumatic event such as a car accident. Common PTSD symptoms include:

Flashbacks – victims suffer sudden and intrusive memories of the car accident when confronted by a mental trigger.
Avoidance behavior – victims avoid the location of a car accident and sometimes even avoid driving a vehicle due to intense fear.
Behavioral changes – victims sometimes experience depression and become withdrawn from friends and family.
Extreme emotional reactions – When triggered, victims experience extreme mood swings.
Sleeping difficulties – Victims may be unable to sleep due to recurring nightmares.

Types of Trauma Caused by a Car Accident

Car accidents can cause different types of serious injuries. Specifically, car accident victims often suffer physical injuries and emotional trauma. Understanding the different kinds of trauma can help you get appropriate treatment from a medical professional who can direct your physical and mental health recovery.

Physical Trauma & Injuries

Fundamentally, auto accidents involve collisions between large, heavy objects. An auto accident can result in various physical injuries. Depending on the severity of the impact, car accident victims often suffer:

Broken bones
Bruises / Contusions
Burns
Lacerations
Neck injuries
Back injuries
Organ damage
Muscle damage

Evident Physical Trauma

Evident physical trauma describes injuries which can be seen immediately on a victim’s physical body after an accident. Victims who suffer apparent injuries such as broken bones and severe lacerations often require emergency medical treatment. These types of injuries can permanently affect an accident victim’s daily life.

Non-Evident Physical Trauma & Injuries

Some injuries are not immediately apparent but can manifest days or weeks after an accident. Examples of non-evident physical trauma include herniated discs, concussions, whiplash, and a traumatic brain injury. It is essential to seek professional medical care even if you do not feel injured after an accident.

Mental Trauma Resulting from a Collision

An automobile accident is a traumatizing event which can leave a victim mentally traumatized. Specifically, car accidents can result in several different mental health injuries. Common mental health conditions which accident victims develop include:

Post Traumatic Stress Disorder
Depression
Panic Attacks
Disruptions Of Normal Sleep Patterns
Anxiety

Motor Vehicle Accidents & Emotional Trauma

Accident victims are often mentally and emotionally traumatized. This is due to the extreme fear and stress victims experience immediately before and during the collision. The pain accident victims experience in itself can also be emotionally traumatizing.

Mental Trauma vs Emotional Trauma

While mental and emotional trauma are often used interchangeably, they are different. Emotional trauma encompasses the mental anguish and emotional suffering accident victims can claim as part of their economic damages. Mental trauma refers to the specific mental and emotional health conditions victims develop, e.g., PTSD, depression, etc.

Can You File a Lawsuit for Suffering Trauma after a Car Accident?

Yes, under Connecticut law, you can file a lawsuit for emotional suffering. Connecticut recognizes emotional suffering as a compensable injury. While bringing a claim solely for mental injuries is difficult, a car accident victim has a stronger case if they also suffered bodily injuries.

Types of Trauma You Can File a Lawsuit For

In addition to filing a lawsuit to seek damages for your emotional trauma, you can also seek compensation for your underlying physical injuries. You can also seek compensation if your injuries leave you permanently disfigured or disabled. The Carter Mario Law Firm will collect all your medical records and bills to ensure you are fully compensated for all your injuries.

You Have Limited Time to File Your Claim

If you are considering filing a lawsuit for mental trauma resulting from a car accident, it is important to act quickly. The statute of limitations for personal injury claims arising from car accidents is two years in Connecticut. Your personal injury claim is barred if you fail to file a lawsuit within two years of a vehicle accident.

Can You Recover Damages for Trauma Resulting from a Car Accident?

Yes, Connecticut law allows you to claim damages for emotional trauma due to a car crash. Specifically, you can claim economic damages for your medical bills, including the cost of treatment from a mental health professional, and lost wages if your injuries prevented you from working. You can also claim non-economic damages for your pain and suffering, along with the effects your mental injuries have had on your everyday life.

Talk with a Car Accident Lawyer if You’re Experiencing PTSD from a Collision

Car accident survivors face a tough road when seeking compensation for the psychological effects of a car accident. Representation by an experienced car accident attorney is essential, as the other driver’s insurance company will do everything they can to minimize or deny the extent of your injuries. If you were in a traumatic car accident, contact us today for a free consultation.

Summary of Suffering Trauma Following a Car Accident

A car accident can be a traumatic experience which can leave a victim suffering from long-lasting physical and mental injuries. Connecticut law allows car accident victims to obtain compensation for psychological injuries, including PTSD. The Carter Mario Law Firm has obtained over One Billion Dollars for our clients. We will fight to get the compensation you deserve for your emotional distress.

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Neck Injury from a Car Accident & Your Legal Options

Car accident victims who suffer neck pain often experience severe disruptions in their lives. If you were recently involved in a car accident and suspect you suffered a neck injury, it is important to understand your legal options. A personal injury attorney can help you recover financial compensation for your neck injury and protect your rights.

A woman suffering a neck injury after a car accident

Even Minor Motor Vehicle Collisions Can Injure Your Neck

According to a national study by the National Library of Medicine, there were 869,000 car accidents which resulted in back and neck injuries. Even seemingly simple car accidents can cause accident victims to suffer neck injuries. Representation by an experienced personal injury attorney is essential as insurance companies routinely minimize or deny neck injury claims.

Kinds of Neck Injuries Caused by Car Accidents

Car accidents can cause a range of serious injuries. Depending on the facts of the collision and the speed of the vehicles, neck injuries may range from minor to life-altering. Common neck injuries include:

Abrasions / Lacerations – Car accident victims suffer cuts to their necks due to being struck by debris.
Spinal Fractures – A severe car accident can cause a vertebra to break, resulting in chronic pain, paralysis, or death.
Herniated Discs – A catastrophic collision can cause a bone in the spinal cord, including the neck, to shift, resulting in a pinched nerve.
Soft Tissue Injuries – Many automobile collisions result in muscle strains which in turn cause painful muscle spasms, including those in the neck.
Whiplash Injuries – The force of the accident impact can cause the neck muscles to tear.

Symptoms of a Car Accident Neck Injury

A common symptom of a neck injury is neck pain after a car accident. Victims who suffer serious injuries experience headaches, numbness, dizziness, numbness in extremities, or a loss of range of motion. Severe neck injuries are not always immediately obvious, as the symptoms are similar to simple neck sprains. This is why seeking medical care following a car wreck is essential.

How a Neck Injury Impacts Your Health in the Long-Term

Car accidents which cause minor soft tissue damage, such as neck sprains, often resolve in a short period of time and may require a victim to wear a neck brace for a few days to a few weeks. A severe neck injury can be life-altering. Long-term effects include permanent pain requiring regular doses of pain medication, reduced range of motion, and long-term medical treatment.

What You Should Do About Your Neck Pain Following a Collision

As people do not expect to be involved in car accidents, they often make simple mistakes which reduce the value of their personal injury claims. Insurance companies make matters worse by immediately denying fault to discourage car accident victims. If you are experiencing neck pain following an auto collision, there are several steps you should take which can increase the legal and factual strength of your personal injury claim.

Seek Medical Attention

It is important to seek medical attention as soon as possible after a car accident. This increases the chances of your neck injury being properly diagnosed and treated by a medical professional. If you wait too long, the other driver’s insurance company will likely argue your neck injury is not related to the car accident.

Find a Car Accident Lawyer

The personal injury lawyers at Carter Mario Law Firm have spent over 30 years protecting the rights of car accident victims. A car accident lawyer can help you understand your legal options. Additionally, a personal injury lawyer can advise you on the true financial value of your claim and help you collect evidence to build a strong case against the at-fault driver.

File an Insurance Claim or a Personal Injury Lawsuit

You may be entitled to recover damages for your injuries through an insurance claim or personal injury lawsuit. At Carter Mario Law Firm, our personal injury attorneys will gather relevant evidence and your medical records to prepare a strong demand package. If the other driver’s insurance company is not interested in a fair settlement, we will file a personal injury lawsuit and represent you in court.

Damages You May Recover from a Car Accident Neck Injury

If you have suffered a neck injury in a car accident, you may be entitled to claim damages. The term “damages” refers to your losses from a car accident. Under Connecticut law, you can claim economic and non-economic damages.

Economic Damages

Economic damages refer to the monetary losses you suffered. Specifically, you can seek compensation for your medical bills and property damage. You can seek compensation for your lost wages if you could not work due to your injuries.

Non-Economic Damages

Unlike economic damages, which are based on monetary losses such as medical expenses, non-economic damages are meant to compensate you for your physical pain and suffering. You can also claim your mental anguish as part of your economic damages. Finally, a non-economic damages claim allows you to seek compensation for any permanent disabilities you are suffering.

Proving a Car Accident Caused Your Neck Injury or Pain

Proving that a car accident caused your neck injury can be challenging. Additionally, your case will likely require testimony by an expert medical witness, such as your treating medical provider. In short, you need objective medical documentation of the injury.

Talk with a Car Accident Attorney for Your Neck Pain

If you are experiencing neck pain following a car accident, it is important to retain an experienced lawyer before filing an insurance claim. The Carter Mario Law Firm has a reputation for success, as we have obtained over one billion dollars in financial compensation for our clients. Contact us today for a free consultation.

Summary of Seeking Legal Counsel for Neck Pain After a Car Accident

You may have suffered a neck injury if you were involved in a seemingly simple car accident. At Carter Mario Law Firm, our personal injury attorneys can help you understand your options and obtain compensation for your injuries. Our law firm can provide guidance and support throughout the legal process, from filing an insurance claim to negotiating a settlement or representing you in court.

If you were involved in an automobile accident, reach out to our car accident lawyers in Hartford, Milford, Bridgeport, New Britain, North Haven, or Waterbury. Carter Mario Law Firm can help!

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Who is At Fault in a Rear-End Collision & How to Prove It

In 2022, there were 34,379 rear-end collisions in Connecticut. While most rear-end accidents are caused by the rear driver, there are instances in which the rear driver’s fault may not be certain. Accordingly, car accident victims often ask who is at fault in a rear-end collision. If you were the lead driver injured in a rear-end collision, you need an experienced car accident attorney.

Scene of a rear-end collision. Who is at fault?

Determining Rear-End Collision Fault

When two vehicles collide in a rear-end collision, determining who the at-fault driver is can become a complicated process. While the rear driver is often assumed to be at fault, there are situations where the person hit can be partially or fully responsible. Additionally, determining fault in a rear-end collision can become more difficult when the insurance company for the rear driver denies liability based on Connecticut’s comparative negligence system.

When the Rear Driver is at Fault

In most cases, the driver who rear-ends the other driver will likely be found to be at fault. Under Connecticut Law, a trailing driver must use reasonable care based on vehicle speed, traffic flow, and weather while traveling behind another vehicle. Accordingly, the rear driver could be negligent in a rear-end accident if they failed to leave adequate space to brake, engaged in distracted driving, or failed to use reasonable care while operating their vehicle.

When the Person Hit is at Fault

There are situations where the front driver may be fully or partially responsible for a rear-end accident. For example, if the driver of the front vehicle pulls into traffic from a disfavored road without enough room or time to safely merge, they may be at fault in a rear-end collision. Additionally, the front driver may be partially at fault in a rear-end accident if they stop suddenly without paying attention to their surroundings.

External Factors Affecting Fault

Sometimes external factors such as mechanical failures can contribute to rear-end collisions. For example, the rear driver may not be at fault if the front driver was driving with broken brake lights. Additionally, in many multi-vehicle accidents, the rear driver’s fault is reduced if another vehicle hit their vehicle which then caused them to strike the vehicle ahead of them despite using reasonable care.

Proving Fault in a Rear-End Collision

To win a rear end accident case, a car accident victim must prove the rear driver committed an act of negligence, e.g., drove over the posted speed limit, failed to leave adequate space to brake, etc., which caused the car accident. Under Connecticut law, a car accident victim must prove all the elements of a rear-end automobile accident lawsuit by a preponderance of the evidence, i.e., 51%. A victim has a better chance of meeting this burden by presenting evidence such as property damage photos and testimony by independent witnesses.

How Negligence Affects Fault in Getting Rear-Ended

Connecticut is a modified comparative negligence jurisdiction. Under Connecticut State law, the victim of a rear-end collision can still recover if their level of negligence does not exceed 51%. However, if the victim of a rear-end car accident is determined to be partially at fault, their recovery is reduced, e.g., a finding of 30% of negligence reduces a car accident victim’s $10,000 award to $7,000.

What to Do If You Get Rear-Ended

You can take many steps to increase the legal and factual strength of your case if you were the lead driver in a rear-end accident and suffered serious injuries. You should report the collision to the police to ensure a police report is prepared. You should also take photographs of the accident scene to capture the property damage and pertinent details such as the lack of skid marks if the rear driver failed to stop.

Seek Medical Attention

In many rear-end car accidents, serious injuries may not be immediately apparent. Even if you feel fine, it is important to seek medical attention after a rear-end collision. Insurance companies often minimize the value of personal injury claims by highlighting delays in medical treatment.

Talk with a Personal Injury Attorney

Speaking with a car accident lawyer can help you understand your legal rights and options. The Carter Mario Law Firm has spent over 30 years fighting for personal injury victims and obtained over One Billion Dollars in financial compensation for our clients. Contact us today for a free consultation.

File an Insurance Claim or Lawsuit

Filing an insurance claim or lawsuit can help you recover damages for injuries, property damage, or other losses resulting from the collision. At Carter Mario Law Firm, our team of lawyers will investigate the facts of your accident and gather all the evidence available to increase the strength of your insurance claim. If our law firm cannot negotiate a favorable settlement, we will litigate your rear-end crash lawsuit in court.

Compensation You Could Receive from a Rear-End Collision Lawsuit

Connecticut law allows you to claim both economic and non-economic damages when you seek to recover compensation from a rear-end collision. Economic damages include your medical expenses, property damage, and lost wages. Non-economic damages include the pain and suffering you experienced due to the car accident and your injuries.

Rear-End Collision FAQs

While rear-end care accidents are seemingly simple, they cause major disruptions in the lives of personal injury victims. Worse yet, insurance companies complicate the process to make it more difficult when establishing fault. The dedicated staff at the Carter Mario Law Firm is prepared to answer your questions regarding your rear-end automobile accident.

Is Rear-Ending Always My Fault?

The answer is “it depends.” While the rear driver is typically at fault in a rear-end collision, there are situations where the person hit may be responsible for the crash. If the driver of your vehicle suddenly entered your lane, they may be partially or totally at fault.

Am I At Fault if I Hit a Car in Front of Me Because They Slammed on Their Brakes?

The facts of all car accident cases are unique. If a driver suddenly stops or slams on their brakes without warning, i.e., brake checking, they may be found partially or fully responsible for the collision. Additionally, if the driver of the lead vehicle was driving recklessly, e.g., suddenly stopping while recklessly weaving through multiple lanes of traffic, they may be fully or partially at fault.

Summary of Fault in Rear-End Collisions

In a rear-end collision, the issue of fault is not always clear-cut. While the rear driver is often at fault, external factors and the actions of the vehicle which was struck can also contribute to the collision. Evidence must be gathered to establish fault, and legal action may be necessary to recover financial compensation.

If you were involved in an automobile accident, reach out to our car accident lawyers in Hartford, Milford, Bridgeport, New Britain, North Haven, or Waterbury. Carter Mario Law Firm can help!

How Long a Settlement Negotiation Can Take from Your CT Law Firm

There is no definitive answer how long settlement negotiations can last in Connecticut. A personal injury case may take several months to resolve due to a variety of factors. At Carter Mario Law Firm, our personal injury lawyers do everything they can to resolve cases in a timely manner on behalf of their injured clients.

Length of a Settlement Negotiation in Connecticut

Settlement negotiations often do not last longer than two years. This is because the statute of limitations for personal injury claims under Connecticut State law is two years. Nonetheless, the process of preparing a case for settlement involves many tasks which must be completed following an accident.

Factors Affecting How Long a Settlement Negotiation Can Take

People often make the mistake of thinking insurance companies make settlement offers immediately following an accident. This is rare. Instead, several factors affect the length of settlement negotiations.

Medical Treatment

To assert a successful personal injury claim, you must present proof of your damages, i.e., your legally recognized losses such as your injuries. Accidents often result in victims suffering injuries which require medical treatment. Depending on the severity of your injuries, your medical treatment may last several months, which can delay negotiations.

Stall Tactics

Insurance companies often stall cases by claiming they need more time to review or investigate the facts of an accident. Along with this, insurance companies also stall by stating they need more time to evaluate a claim for settlement. Another common stall tactic used by insurance companies is delaying obtaining settlement authority.

Conflict During Negotiations

Two common conflicts which arise during negotiations center around the issues of fault and the victim’s injuries. For example, in car accident cases, insurance companies argue their drivers are not at fault or the victim contributed to the collision. Additionally, insurance companies downplay the severity and financial value of a victim’s injuries.

Court Hold Ups

If you are forced to file a lawsuit, the insurance carrier may refuse to negotiate until you formally serve their client. If you are unable to find the negligent person, your case will be delayed. Additionally, the insurance company may prolong litigation by engaging in extensive discovery and forcing you to undergo medical examinations.

Finding an Attorney

It is unwise to negotiate with an insurance company without first obtaining legal representation. You should retain the services of an experienced and reputable personal injury attorney. The award-winning personal injury attorneys at Carter Mario Law Firm have been representing injured victims for over 30 years.

General Timeline of a Settlement Negotiation

After an accident and a victim’s medical treatment, several things occur during a personal injury case. The completion of a victim’s medical treatment is often the beginning of the timeline of the settlement process. Negotiations often begin after a demand letter is sent to the insurance company.

Demand Letter

Demand letters are commonly used tools in personal injury cases. A demand package contains a victim’s medical records and bills, along with a letter describing the act of negligence the opposing party committed and a summary of the victim’s injuries. A well prepared demand letter can encourage an insurance company to settle early.

Counteroffer

In many cases, insurance companies present offers after receiving demand letters. However, the initial offers made by insurance companies often do not reflect the true value of a victim’s injuries. As a result of these initial low offers, the personal injury attorneys at Carter Mario present carefully considered counteroffers in order to make progress during settlement negotiations.

Legal Negotiations

Successful negotiations depend on knowing the legal and factual strength of a personal injury case. A personal injury lawyer must also be able to effectively communicate the extent of your injuries, the necessity of your medical treatment, and how the pain from your injuries affected your life. Additionally, a personal injury attorney must be able to push back against an insurance company’s arguments while tactically presenting reduced settlement offers in order to encourage the insurance company to present increased counteroffers.

The Process of Mediation

Mediation can be an effective negotiation tool. Essentially, mediation involves both parties presenting their arguments to a neutral mediator with the intent and authority to reach a settlement. Mediators are often retired judges or lawyers who guide and encourage the parties towards settling.

Going to Court

Sometimes, insurance companies will not engage in settlement discussions until a lawsuit is filed. Insurance companies sometimes re-evaluate their defenses when presented with the threat of high judgment. In many cases, insurance companies present fair settlement offers immediately before trial.

Accepting a Settlement

After a victim accepts a settlement offer, the insurance company will send a release. This is a contract which a victim must sign to finalize a settlement. Specifically, a release contains language in which a victim surrenders their right to pursue a legal claim in exchange for a monetary settlement.

How to Speed Up Settlement Negotiations

You can speed up settlement negotiations by providing relevant documents and evidence to your attorney as soon as possible after your accident. This will allow your attorney to be better prepared. Additionally, you should follow your attorney’s advice and actively participate in your attorney’s efforts to prepare your testimony if the case will go to court.

Summary of Settlement Negotiation Length

The amount of time needed to settle a case depends on several factors. Specifically, the facts of your accident, injuries and medical treatment, and the insurance company’s willingness to negotiate can either shorten or prolong settlement negotiations. At Carter Mario, our personal injury attorneys do everything possible to pressure insurance companies to make fair settlement offers.

Talk with an Experienced Attorney at Carter Mario, Your CT Law Firm

If you were injured in an accident, you need experienced legal representation. The attorneys at Carter Mario Law Firm have been successfully battling insurance companies for over 30 years and have obtained over one billion dollars in financial compensation for our clients. Contact us today for a free consultation.

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What to Do When You Get Rear-Ended from CT’s Firm for the Injured

Rear-end automobile collisions occur with alarming regularity throughout Connecticut. In 2021, 33,852 rear-end collisions occurred, according to the Connecticut Crash Repository. At Carter Mario, our personal injury attorneys are dedicated advocates who will fight to get you the monetary compensation your injuries deserve.

In this guide, we outline the steps you should take if you’re ever in or have recently been involved in a rear-end collision.

9 Steps to Take After Being Rear-Ended

The time following a rear-end collision is critical. Whether you were rear-ended or rear-ended another vehicle, doing or saying the wrong thing following the crash may make it more difficult to assert a successful claim. Stated simply, an honest mistake can strengthen a defense an insurance company intends to assert.

The general steps you should take after getting rear-ended are:

Check for injuries & seek immediate medical attention
Move to a safe location
Call the police
Document the accident
Exchange insurance information
See a doctor
Get a copy of the accident report
Contact your insurance company
Talk with a car accident attorney

1. Check for Injuries & Seek Immediate Medical Attention

A car accident is a startling event. Due to the resulting adrenaline, you may not be aware of your injuries. As such, you should check your body for physical injuries and seek prompt medical attention at an emergency room or urgent care center.

2. Move to a Safe Location

Many rear-end collisions involve stopped vehicles. To avoid further injury, move to a safe location such as the shoulder, sidewalk, or nearby parking lot. However, you should not move your vehicle as the positioning of the vehicles often plays a role in how insurance companies evaluate the issue of fault.

3. Call the Police

You should contact the police to report the collision however you should not say anything which could be interpreted as you admitting fault. By contacting the police, you increase the chances of a crash or incident report being prepared by the responding officer. A police report makes it more difficult for the other driver’s insurance company to dispute a collision occurred.

4. Document the Accident

Insurance companies frequently deny personal injury claims by arguing no collision occurred. This argument can be overcome by presenting extrinsic evidence. Evidence of a crash is often readily available immediately following the accident.

4.1 Take Photos of the Vehicles

Photographs are powerful evidence in car accident cases. Specifically, photographs can demonstrate the severity of the impact. In addition to proving a collision occurred, property damage photos also make it more difficult for insurance companies to argue victims suffered no injuries.

4.2 Check for Witnesses

Despite the seemingly straightforward nature of rear-end collisions, insurance companies disclaim fault for non-sensical reasons. As such, you should obtain the names and contact information of individuals who may have witnessed the crash. Testimony by an independent witness can prevent a denial and help strengthen your case.

4.3 Look for Key Details

In rear-end collisions, insurance carriers sometimes argue victims suddenly changed lanes or suddenly stopped. As such, it is important to note and capture key details surrounding the accident, such as traffic control devices including signs and lane markers, road and traffic conditions, weather, and lighting. Stated simply, taking photographs of the scene of the accident and key details can help you overcome possible defenses.

5. Exchange Insurance Information

Following a car accident, you should calmly and politely exchange insurance information with the other driver. Additionally, you should obtain the other driver’s name, address, contact information, and license plate number. Do not discuss the collision.

6. See a Doctor / Get Further Medical Treatment

Injuries are sometimes not immediately apparent, even if victims obtain emergency medical care. It is important to seek follow-up medical attention from your primary care provider or at an urgent care center. Many injuries take time to heal, which is why you may need additional treatment, such as physical therapy.

7. Get a Copy of the Accident Report

The main benefit of calling the police is the creation of an accident report which will contain the other driver’s name, address, and insurance information, along with the names and contact information of potential witnesses. Additionally, accident reports often have a narrative of how the collision occurred along with the driver the officer considers to be at fault. This independent conclusion is often persuasive evidence for insurance carriers.

8. Contact Your Insurance Company

Following a collision, you should contact your insurance company. Your policy may include MedPay coverage which can pay for your medical expenses. You may also have rental and property damage coverage for your vehicle.

9. Talk with a Car Accident Attorney

Car accidents are unexpected events which severely disrupt the lives of injured victims. As a result of this stress, many victims make the mistake of not obtaining legal advice. A car accident lawyer helps ensure the facts of your collision, the severity of the impact, your injuries, medical treatment, financial losses, and pain and suffering are properly presented to a judge or jury via strong evidence such as testimony by your treating physicians in the event of a lawsuit.

The Connecticut car accident attorneys at Carter Mario offer free and confidential case evaluations.

Common Causes of Rear-End Collisions

Due to their nature, rear-end collisions are often avoidable. Sadly, human negligence is the root cause of rear-end collisions. Accordingly, rear-end crashes are usually caused by drivers who:

Fail to pay full-time and attention to their surroundings
Follow too closely
Speed
Fail to brake or slow down
Drive while using their cellular phones

Common Injuries from Rear-End Collisions

Victims of rear-end collisions suffer a variety of injuries. Common injuries include:

Back and spinal cord injuries
Head and neck injuries
Brain injuries
Muscle strains
Internal organ damage

The severity of these serious injuries often requires victims to seek extensive medical treatment, which usually leaves them deeply in debt.

Summary of What to Do After Getting Rear-Ended

Immediately following a rear-end collision, you should take steps to protect your safety and obtain medical treatment. You should also contact the police and take steps to collect evidence. Finally, it would be best if you did not speak with the other driver’s insurance company.

Talk with an Attorney at Carter Mario Law Firm, CT’s Firm for the Injured

At Carter Mario, our attorneys have been representing injured victims for over 30 years. We have earned numerous awards and also obtained over one billion dollars for our injured clients. Contact us today for a free consultation and to learn how you can use our reputation to your benefit.

If you were in involved in a car accident, reach out to our car accident lawyers in Hartford, Milford, Bridgeport, New Britain, North Haven, Waterbury, Norwalk, Stamford, or anywhere else in Connecticut. Carter Mario Law Firm can help!

How Long Does a Car Accident Settlement Take?

The answer is, “it depends.” Typically, the amount of time it takes to obtain a settlement from a car accident depends on the facts of your case. This is because the facts of your claim determine the legal strength of your case, which can affect the other driver’s insurance company’s willingness to settle.

This article by the Carter Mario Law Firm outlines factors which affect how long a car accident settlement takes.

Typical Length of Time to Obtain a Car Accident Settlement

The facts of your case affect the time it takes to obtain a settlement. Stated simply, there is no way to determine the precise amount of time it will take to settle your claim. However, a skilled car accident lawyer may be able to better build and prepare your case, which can reduce the amount of time it takes to obtain a favorable settlement offer.

Breakdown of the Car Accident Settlement Timeline

People make the mistake of thinking insurance carriers tender immediate settlement offers following a car accident. This type of practice is the exception as opposed to the rule. Instead, several steps must be completed to increase the chances of obtaining a favorable settlement.

Medical Treatment

Asserting a successful personal injury claim requires proving you were injured due to the car accident. In practice, this means you should obtain medical treatment to prove you suffered injuries due to the collision. The length of your medical treatment depends on the severity of your injuries and can last from a few weeks to several months.

Case Evaluation

A personal injury lawyer needs time to evaluate a potential case. Specifically, the car accident attorneys at the Carter Mario Law Firm need to investigate the facts of your claim, which usually involves obtaining a copy of the police report, which can offer an objective narrative of the collision. Police reports can be obtained within a few weeks following a collision.

Demand Letter

A demand letter is a written document outlining the facts of your case, along with your car accident injuries, medical treatment, and economic losses, i.e., your medical bills. Depending on the facts of your case and the severity of your injuries, it may take several days to a few weeks to prepare a demand letter. A well-prepared demand letter may convince an insurance carrier to settle early as it can offer an accurate yet intimidating summary of the strength and value of your case.

Insurance Claim

Making a claim with the other driver’s insurance carrier is one of the first steps in the personal injury process. A claim essentially places the insurance company on notice of the incident and alerts them regarding their potential legal exposure. This relatively simple step usually takes a day or so to complete.

The next two steps only come into play if a fair settlement can not be negotiated; Discovery and the actual Trial. Most cases don’t reach these stages, but it’s important to understand they may mean it takes longer to reach a settlement for a car accident.

Discovery

Discovery is arguably the most important and longest phase of the litigation process. Discovery often takes several months as it involves exchanging records and conducting depositions of the parties and potential witnesses. In short, discovery involves each side exchanging evidence and information regarding their cases.

Trial

A trial is the final step of a personal injury case and only occurs if your case cannot be resolved via a negotiated settlement. The length of a trial depends largely on the facts of the collision, the extent of your injuries, and the number of witnesses who must testify. A trial may last anywhere from a few days to several weeks.

Settlement

Assuming your attorney can negotiate a settlement you approve, the insurance carrier will send a release. A release is a document you must sign and requires you to forgo any legal claims against the other driver in exchange for financial compensation. Typically, it takes a few weeks for the insurance company to process a signed release and mail a settlement check.

Factors Affecting How Long an Auto Accident Settlement Takes

Car accident cases often feature two drivers providing conflicting versions of the collision. Attorneys and insurance companies thoroughly investigate the facts surrounding crashes and the injuries car accident victims suffer. Naturally, this review process can affect how long it takes to resolve your claim.

Determining Liability

To win a car accident case, you must prove the other driver caused the collision by a preponderance of the evidence, i.e., 51%. The other driver’s insurance company will speak with their driver and review additional evidence, such as property damage photos, to determine if their driver is liable. Additionally, the insurance company will attempt to contact and interview independent witnesses.

Gathering Eyewitness Accounts

Independent witnesses can often make or break a car accident case. However, sometimes witnesses are uncooperative, which can prolong an investigation and stall the settlement process. In short, independent witnesses can provide an unbiased version of how a collision occurred.

Injury Recovery Time

While some aspects of the personal injury case process can be expedited, your recovery time is not one of them, especially if you suffered serious injuries. Stated simply, your body will recover at its own pace, which is why you should follow the medical advice of your treating physician and focus on reaching maximum medical improvement. Additionally, insurance companies will not consider settlement until all relevant medical documentation has been submitted.

Insurance Company Hold-Ups

Insurance companies assign adjusters to evaluate and manage insurance claims. Adjusters can stall or slow a claim as they may work slowly or are overwhelmed. Additionally, the facts of your case and the extent of your injuries may require a review by the adjuster’s supervisor, which can further prolong the process.

Negotiations Over Amount

Assuming the other driver’s insurance company accepts liability and is willing to negotiate, it is not unusual for the insurance company to minimize your injuries to justify a lower settlement offer. This is a commonly used tactic by insurance companies. This tactic can prolong the settlement process as it requires your attorney to engage in intense negotiations to obtain a fair and reasonable settlement offer.

Attorney Involvement

If the other driver’s insurance carrier is unreasonable, your attorney must develop a more intense negotiating strategy. This can be beneficial as your car accident attorney can clearly articulate a strong legal theory regarding the other driver’s liability. Additionally, your attorney can communicate how you will present in court about being a sympathetic and credible witness.

Settlement Deadlines in the State of Connecticut

There are no settlement deadlines in Connecticut. Instead, Connecticut State law requires insurance carriers to respond to accident claims with “reasonable promptness.” Stated more clearly, an insurance carrier is not allowed to ignore your claim and must respond promptly. Your attorney can help ensure you receive a prompt response by maintaining contact with insurance carriers.

Settling vs Filing a Lawsuit

Sometimes, it is preferable to settle your car accident claim as opposed to filing a lawsuit. Stated simply, the amount of money an insurance carrier offers may reflect the amount of money you could obtain at trial. However, if the other driver’s insurance carrier refuses to negotiate or refuses to make a reasonable settlement offer, it is best to file a car accident lawsuit.

Talk with an Experienced Car Accident Attorney

The personal injury process is complex and often confusing, but the lawyers at the Carter Mario Law Firm have successfully guided injured victims through this process for over 30 years.

If you were in involved in a car accident, reach out to our car accident lawyers in Hartford, Milford, Bridgeport, New Britain, North Haven, or Waterbury. Carter Mario Law Firm can help!

SIX BRICK-AND-MORTAR LOCATIONS IN CONNECTICUT

Carter Mario has convenient locations around Connecticut to serve you. Click on your location below to learn more!

What is the Statute of Limitations on a Car Accident in Connecticut?

A statute of limitations is a law which limits a person’s ability to file a lawsuit following an accident or incident, giving rise to a legal claim. Statutes of limitations are designed to encourage people to file lawsuits within a reasonable time-frame. Under Connecticut State law, car accident victims have two years to file a lawsuit starting from the date the collision occurred.

This article by Carter Mario Law Firm goes over specific factors with the statute of limitations on car accidents in the state of Connecticut.

How Soon After an Accident Should You Bring a Claim?

You should bring a claim against the at fault driver as soon as possible following a car accident and within the time allowed by the statute of limitations.

Specifically, you should file a lawsuit against the negligent driver after completing your medical treatment and attempting to resolve your claim with the other driver’s insurance carrier. If you wait or sit on your right, you may risk violating the statute of limitations.

Problems With Waiting to File

Aside from Connecticut’s statute of limitations, other problems may arise if you wait to file a lawsuit. Specifically, important evidence such as property damage photos may be lost or destroyed. Additionally, independent witnesses may disappear or simply forget how the collision occurred.

Statutes of Limitations on Other Injuries

While Connecticut imposes a two-year statute of limitations on car accident claims, other claims may be subject to different time limits. For example, if you were involved in a car accident in which the other driver intentionally struck you, you have three years to file a lawsuit. This is because Connecticut State law imposes a three-year statute of limitations on intentional torts.

Wrongful Death

Under Connecticut State law, wrongful death claims are subject to an overall five-year statute of limitations. The five-year time limit begins from the date of the collision. However, if a victim is involved in a car accident and dies one year after the crash due to their injuries, the victim’s family only has two years to file a lawsuit beginning from the date of the victim’s death.

Product Liability

Product liability claims are asserted against manufacturers and distributors by victims who suffered serious injuries by negligently designed or manufactured products. Product liability claims are not subject to the two-year statute of limitations. Instead, under Connecticut State law, product liability claims are subject to a three-year statute of limitations.

Property Damage

Generally, property damage claims are subject to Connecticut’s two-year statute of limitations. However, if the driver who caused the property damage leaves the State of Connecticut, the statute of limitations is paused until the driver returns. Additionally, the statute of limitations is paused if the driver who caused the damage used fraud to conceal their actions.

Drunk Driving

If a drunk driver injured you, you might have a legal claim against the establishment where the driver purchased alcohol. While your claim against the drunk driver is subject to Connecticut’s two-year statute of limitations, your claim against the establishment is subject to a one-year statute of limitations. Additionally, you must provide the establishment with written notice of your claim.

Talk with a Connecticut Car Accident Lawyer for Help

Connecticut’s statutes of limitations are complex and strictly enforced. The motor vehicle accident lawyers at the Carter Mario Law Firm have successfully navigated these laws for over 30 years. To learn more about the services our personal injury lawyers can provide, contact us today!

SIX BRICK-AND-MORTAR LOCATIONS IN CONNECTICUT

Carter Mario has convenient locations around Connecticut to serve you. Click on your location below to learn more!

Everything You Need to Know About Connecticut’s Comparative Negligence & Fault Laws

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Every state has a different system for determining who was responsible for a car crash. In Connecticut, we have a system called “modified comparative negligence.” But what exactly does that mean, and how does it work? To help explain, we’ll go over everything you need to know about Connecticut’s comparative negligence law.

What is Modified Comparative Negligence?

Connecticut law establishes the state as an “at-fault” state, meaning that someone is almost always considered responsible for the crash. Comparative negligence means that each participant in the crash is assigned a percentage amount of the fault based on their negligence contributed to the crash.

In crashes with two parties, the total fault distributed adds up to a total of 100%. Whoever holds more than 50% of the fault is considered responsible for the crash. Crucially, the at-fault driver cannot recover any damages through a car accident claim to help them repair their vehicle or cover medical bills.

“Modified comparative negligence” means that drivers are penalized in proportion to their amount assigned fault in car accidents. The penalty resulting from modified comparative fault reduces the amount of the potential settlement. To help explain, let’s look at three examples.

A driver is found 0% at fault for the crash. They are awarded a $100,000 settlement and receive the full amount.
The same driver is found 25% at fault for the crash. Their $100,000 settlement is garnished by 25%, and they only receive $75,000.
The driver is found 51% at fault for the crash. They cannot recover damages.

Determining Assigned Fault

Fault assignment can feel subjective. It’s hard to understand how the insurance adjuster decides whether someone was 23% at fault or 26%. Every percentage point matters to the insurance company because it means a smaller settlement under the rules of modified comparative negligence.

The most important thing to know about fault assignment is that it is not permanent. The percentage of assigned fault can quickly shift if drivers aren’t careful what they say and do after a crash.

For example, suppose you were t-boned by a driver who ran a red light. You call the insurance company to report the crash and tell them you didn’t see the other driver coming and you didn’t have time to react. The insurance company may use your words against you to shift your assigned fault, claiming that the crash might have been prevented if you were paying attention.

Preventing Fault Redistribution

When your recovery is on the line, it’s critical that you take the necessary steps to prevent fault redistribution. That means being cautious about what you say and do until your case is resolved. A few ways drivers can avoid redistribution fault include:

Avoid Recorded Statements

After a wreck, the insurance company might ask if you’d be willing to make a statement. If this happens, or if you find out the call is being recorded, be extremely careful about what you say. Recorded statements need precise wording to avoid fault reassignment, which is why it’s best to have an attorney present.

Keep in mind that there is no requirement to make a recorded statement without your attorney. If the insurance company says you are required to make a statement or that they can’t authorize a rental car until you make a statement, contact your attorney immediately.

Be Careful About What You Post on Social Media

As tempting as it is to let friends and family know you’re okay after a crash, you should not post anything about your accident on social media until the case is resolved. Once you post about the wreck on social media, the insurance company may issue a subpoena for access to your entire account, including your private messages.

Say you post about your car crash on social media, and your friend private messages you asking what happened. You say you didn’t see the driver coming. Even though you did not say it directly to the insurance company, they could potentially use those messages to shift your assigned fault.

How Carter Mario Law Firm Fights For Your Recovery

Navigating a car crash is hard enough without worrying about comparative negligence or fault redistribution. For that reason, anyone who has been seriously injured in a car crash should consider hiring an experienced car accident attorney from Carter Mario Law Firm as soon as possible.

An attorney on your side can examine the evidence to help minimize your assigned fault and simultaneously provide the legal advice you need to prevent fault redistribution. Your attorney will handle all the stressors that come with any personal injury lawsuits resulting from a car crash so you can focus on your recovery.

To schedule a free case consultation with an experienced Connecticut car accident attorney from Carter Mario Law Firm, please don’t hesitate to call (203) 876-2711 or send us an email.

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The Top Five Causes of Connecticut Car Crashes

Connecticut car crashes have been steadily rising over the past decade. In 2011, there were just 78,000 crashes throughout the entire state. By 2019, that number jumped to about 93,000 crashes. Put another way, each licensed driver in Connecticut has a roughly 1-in-25 chance of being in a car crash this year.

Preventing these accidents and saving lives starts by identifying the causes of these accidents. With that in mind, here are the top five causes of Connecticut car crashes and strategies to help you avoid a potentially serious wreck.

Following Too Closely

Following too closely is a major contributing factor in more than 30% of all Connecticut car crashes. This type of accident is often the symptom of another issue, like distracted driving or aggressive driving.

The best way to prevent these crashes is to remember the “three-second rule.” While behind another vehicle, pick a point that they pass (a line on the road, a sign, etc.), then start counting Mississippi’s. If you pass the marked point and haven’t reached three Mississippi, you may need to slow down and give the other driver some space.

Failure to Grant Right of Way

Failure to grant the right of way causes roughly 1-in-8 Connecticut car crashes. The particular circumstances behind these crashes vary widely. They may include a failure to yield to pedestrians, risky unprotected left turns, issues merging on the highway, and turning right against a stoplight, among others.

No matter the root cause, this is typically an issue of careless driving and drivers not paying attention to their surroundings. The best way to prevent this type of crash is by utilizing defensive driving techniques. In other words, take your time. Come to a complete stop before attempting to turn at an intersection or stoplight. Anticipate that other drivers will always make the wrong decision. Remember, it’s okay to wait; there’s no harm in waiting for another vehicle to pass before making your turn.

Driver Lost Control

Losing control of the vehicle accounts for nearly as many accidents as failure to grant the right of way. These crashes are sometimes due to poor conditions (such as icy roads) but are more often caused by negligent vehicle maintenance or speeding.

Tire blowouts and failed brakes are two of the most significant contributing factors to losing control of a vehicle. For that reason, it’s crucial that you routinely rotate your tires about every 3,000 miles and replace your brakes about every 50,000 miles. This will keep your vehicle in good condition and reduce the likelihood of a maintenance-related accident.

Speeding

Of all the crashes and fatal accidents in Connecticut, about 1-in-10 are directly caused by speeding. Sadly, most drivers don’t realize how dangerous it is to go 5-10 miles over the speed limit. Not only is it more difficult to maintain control of a speeding vehicle, but the force of impact in a speeding crash is always greater than a wreck at the speed limit, which means serious injuries or even fatalities are much more likely.

Often, speeding is a consequence of either aggressive driving or distracted driving. If you realize that you’re going significantly faster than the speed limit, take a moment to refocus your attention to the road and coast down to a safe speed.

Driving Under the Influence

Intoxicated driving makes up a smaller percentage of all crashes in Connecticut, about 3%, but is the single greatest cause of fatal car crashes in the state. Many drivers don’t realize how even a single drink can impact their driving ability. One study found that a BAC as low as 0.01% impacted drivers’ reaction times and made them more likely to be involved in a crash.

Preventing crashes caused by intoxicated drivers is a two-prong issue. First, all drivers must avoid driving while using alcohol, recreational drugs, and new medications. Second, we should all do our part to report reckless drivers swerving across the road before they get into a crash.

How A Connecticut Car Accident Attorney Can Help After a Crash

Even the safest drivers get into a crash from time to time. If you’ve been seriously injured in a wreck, an attorney can help. Your legal team can handle all the paperwork, phone calls, and negotiating that comes with a car crash so you can focus on feeling better while your attorney earns the settlement you need to move forward.

If you or someone you love suffered severe injures in a car accident, you might have a case. If you’d like to schedule a free case consultation with an experienced Connecticut car accident attorney from Carter Mario Law Firm, please call (203) 876-2711 or send us an email.

What To Do After A Delivery Truck Accident

Thanks to an increase in online shopping in recent years, delivery trucks handle thousands of packages each day across Connecticut. Despite the professional training required by the delivery company, drivers still make mistakes. Delivery truck drivers often have to operate the vehicle, find the delivery location, and are under pressure to keep up with on-time delivery. With so many vehicles on the road, there are always risks of accidents. Due to their size and weight, collisions can result in serious injuries. Here’s what you need to know if you’re involved in an accident with a FedEx, UPS, Amazon, or USPS vehicle.

Delivery Truck Collision Injuries

Most people assume that delivery truck accidents only involve 18-wheelers. However, smaller delivery trucks can also endanger drivers. Delivery drivers face constant pressure to meet delivery deadlines and are often driving long distances for extended periods. As a result, there have been many cases of delivery drivers colliding with parked cars, running other vehicles off the road, or causing head-on collisions. Other motorists can also cause accidents involving delivery trucks while attempting to merge, running a red light, or rear-ending another vehicle. The weight of delivery vehicles’ cargo is added force against other cars in an accident, causing severe injuries for the other driver and passengers involved.

Typical injuries resulting from collisions with delivery trucks include:

Neck and back injuries
Fractured or broken bones
Burns
Spinal cord damage
Traumatic brain injuries

Who Can Be Held Responsible for a Delivery Vehicle Accident?

With hundreds of thousands of delivery vehicles operating seven days a week, delivery companies are at significant risk of contributing to traffic accidents. In most cases, the collision derives from someone’s negligence. The parties that may be liable for a delivery truck accident include:

The Truck Driver. Suppose the driver is an independent contractor and not an employee of the company. In that case, you can file a claim against the individual driver. The delivery driver’s insurance company may offer you a settlement. However, you can file a lawsuit to fight for fair compensation if you’re not satisfied with their offer.

The Delivery Company. Nonetheless, if a delivery driver was on duty at the time of the accident, UPS, USPS, Amazon, or FedEx may also be responsible for damages. For the delivery company to be accountable for injuries caused by one of its drivers, you’ll need to prove that:

The company employed and trained the driver;
The driver was on duty and working at the time of the crash; and,
The driver was performing routine work activities.

A Third Party. In some cases, a third person or party such as the vehicle manufacturer may be responsible for a delivery vehicle collision. In this case, the injured person can sue the third party, the delivery truck driver or the company.

Do’s and Don’ts After an Accident with USPS, UPS, Amazon, or FedEx Delivery Vehicle

Most delivery companies carry liability insurance to cover their drivers and vehicles. To begin filing a claim, contact the company’s customer service department. From there, you’ll be directed to the correct department to file a claim or given instructions on how to file an injury claim. Before you make the call, it’s essential to know how to protect your rights. Truck accident victims should carefully consider the following tips:

Do not give recorded statements. While speaking with an agent, they may ask you to provide a recorded statement about the accident, your injuries, and how it happened. However, it is not necessary to provide them with this information. Doing so can potentially hurt your claim.
Do not sign any documents or accept a settlement. The company or its insurance company may attempt to offer you compensation for medical bills or ask you to sign documents after you file a claim. However, if you don’t know what your case is worth, you should consult with an experienced car accident attorney.
Contact an experienced attorney for help. Unlike regular car accidents, crashes that involve commercial vehicles from a major corporation can quickly become overwhelming. If you feel confused or pressured to make decisions about your potential claim, it is essential that you at least take the time to speak with an attorney who has helped people in similar situations.

Talk with a Connecticut Commercial Vehicle Accident Lawyer for a Free Legal Consultation

Dealing with insurance agents can be overwhelming and filing a claim against the delivery driver is never a guarantee of compensation. Instead of fighting the delivery or insurance company alone, contact a truck accident attorney for a free legal consultation to discuss your options.

The lawyers at Carter Mario will take care of all aspects of the claims process, including performing an investigation, gathering evidence, interviewing any witnesses, talking to the police, filing the insurance claim, and fighting for fair and full compensation for your damages and injuries.

Before you accept a settlement from UPS, USPS, Amazon, or Fed-Ex for an accident involving one of their delivery vehicles, contact Carter Mario for a free consultation. Contact our team of experienced personal injury attorneys today by calling (203) 876-2711 to schedule your free, no-obligation consultation.

2021 COLA For SSDI & SSI Recipients Announced | CT Disability Lawyers

The Social Security Administration recently announced the annual cost-of-living adjustment increase for 2021. The increase in benefits isn’t the only change coming next year. Let’s take a closer look at some of the significant changes affecting Social Security recipients in the new year.

Cost-of-Living Adjustment (COLA) Information for 2021

Approximately 70 million beneficiaries will see a 1.3% increase in their Social Security benefits and Supplemental Security Income (SSI) payments in 2021.

Social Security and SSI beneficiaries are usually notified by mail about their new benefit amount starting this month. Most beneficiaries can view their COLA notice online through their personal Social Security account.

Larger Checks For Retired and Disabled Workers

For average retired workers, monthly Social Security benefit will rise by $20 to $1,543. For retired couples who both collect benefits, payments will increase by $33 to $2,596. Lastly, the average disabled worker will see their monthly benefits increase by $16 to $1,277. The maximum check for an individual retiring at full retirement age will rise to $3,148 a month in 2021, an increase of $137.

SSI Recipients Also Get A Raise

Supplemental Security Income (SSI) beneficiaries, a program administered by SSA to help specific individuals with little to no income to meet their living needs, will also see a 1.3% increase in their monthly benefits. This increase translates to about $11 more a month for an average recipient and $16 more a month for couples.

Tax Cap Sees an Increase

The payroll tax that funds Social Security is currently set at 12.4% on eligible wages. Employees pay 6.2%, and employers pay the other 6.2%. The money paid in by current workers goes to cover current benefits, and any excess funds to the Social Security trust fund.

Each year, the maximum amount of earnings subject to the payroll tax goes up. In 2020, the full amount of taxable earnings is capped at $137,700. In 2021, that figure rises to $142,800. Payments over that amount are not subject to Social Security taxes the following year.

A Break On Medicare Premiums

Under a recent change in law, the new Medicare premium in 2021 will be less than previously predicted. Originally, higher emergency Medicare spending due to the COVID-19 pandemic was expected to lead to higher Medicare premiums in the new year. If the law had not been changed, beneficiaries wouldn’t have seen their COLA increase due to Part B premium increases.

Call the Disability Attorneys at Carter Mario

Curious about starting the disability process, but not sure where to start? Contact the Social Security disability lawyers at Carter Mario, and we’ll make sure you get the maximum disability benefits you deserve. We provide 24/7 access to our compassionate attorneys, along with our exclusive Zero Fee Warranty. Call (203) 876-2711 to get started today with a no-obligation, free legal consultation.

Can Seasonal Worker Get Workers’ Comp in CT? | Workers’ Comp Lawyer

Workers’ compensation is designed to support workers after an injury and bridge the financial gap between healing and getting back to work. Unfortunately, filing a workers’ comp claim can be very confusing for victims, especially those who aren’t working a full-time position.

Employees Who Are Eligible for Workers Comp in CT

Countless injured people choose not to file a claim because they assume they must be a full-time employee to take advantage of its benefits. In Connecticut, the workers’ compensation system covers nearly all employees despite their occupation, business size, employment duration, or the number of hours worked per day. However, those working in or around a private home for less than twenty-six hours per week are not eligible. Connecticut’s no-fault system of insurance means private insurers or self-insured employers pay benefits to an injured employee, even if the employee caused the accident or was born with a medical condition that predisposed them to the injury or increased its severity.

What Benefits Can I Receive?

People who are injured at work in Connecticut are eligible for a range of workers’ compensation benefits. Benefits will vary depending on the nature of the injuries, the injured person’s ability to work, and other factors.

Medical Benefits

All necessary and reasonable medical treatment related to a work injury is covered through workers’ comp. This includes the cost of medical bills, prescriptions, and prosthetic devices. Injured workers may also be reimbursed for the mileage they incur in traveling to and from medical appointments.

Temporary Disability

Injured workers may receive temporary disability benefits if they can’t work or earn as much as they used to while recovering from a workplace injury or illness. Temporary disability benefits continue until either the victim can return to work at full wages or a doctor has determined that they’ve reached maximum medical improvement (MMI). This means their condition has stabilized and they aren’t likely to improve even with additional medical treatment.

Permanent Total Disability

Suppose an injury or illness has left a worker completely unable to do any work, even after they’ve reached MMI. In that case, they may continue to receive benefits at the same level as their temporary disability benefits. These benefits will last as long as they’re totally disabled, even if it’s for life, and will include annual cost-of-living adjustments. In Connecticut, workers’ comp law will consider anyone permanently and totally disabled if they have injuries such as total blindness, amputation, or paralysis in two extremities.

Injured on the Job? Here’s What To Do.

If you or a loved one are injured at work, it’s essential to follow the procedures below to protect your rights.

Report The Injury Immediately: It’s critical to contact a supervisor or employer right away after an accident or as soon an occupational injury is discovered. Delaying in reporting workplace injuries can lead to benefits being denied.
Seek Medical Attention: Getting medical care is essential not only for health and recovery but also for ensuring that the victim is appropriately compensated for any injuries. If a worker requires medical care, they must initially accept treatment by the healthcare provider designated by their employer. If the employer doesn’t require employees to see a particular provider, they can choose their own.
Promptly file a Written Notice of Claim: In Connecticut, victims must file Form 30C, which gives notice to the Workers’ Compensation Commission that they are claiming benefits. Although victims notify their employer that they were injured, the employer must file Form 30C as well.
Get Legal Help: Any time there’s a dispute with an insurance company, always consider hiring a lawyer. Lawyers understand the state laws, know how to negotiate, and can use various tools to build a case.

Trust Carter Mario to Handle Your Workers’ Compensation Matters

If you suffered an injury at work, the experienced workers’ compensation attorneys at Carter Mario will fight to maximize your workers’ compensation benefits. Give our Connecticut law firm a call today at (203) 876-2711 to schedule your free consultation and learn more.

Can I Be Laid Off While on Workers’ Comp? | CT Workers’ Comp Lawyers

Workers’ compensation law and the Family and Medical Leave Act significantly restrict and frequently prohibit employers from discharging injured employees.

However, there are still circumstances in which an employer may legally lay off or discharge injured workers. For instance, if an employer was planning on laying off the employee prior to them sustaining the injury, the fact that they are away from work on temporary disability leave doesn’t necessarily protect them from a layoff or other termination.

If an employee is let go, the employer must show there were reasons for firing them or laying them off outside of them filing a workers’ compensation claim.

With Connecticut and federal employment and benefits laws governing workers’ compensation claims, there has been a dramatic increase in wrongful discharge and disability discrimination complaints and lawsuits against Connecticut employers.

I Was Fired After Filing a Workers’ Compensation Claim: What Now?

An employer cannot fire or lay off someone solely because they filed a workers’ compensation claim. If they do, it might be considered a case of illegal retaliation. Federal law considers it illegal retaliation when an employer terminates an employee for reporting a work-related injury or filing a workers’ comp claim.

The Connecticut Workers’ Compensation Act states that an employer may not discharge or discriminate against an employee because they have filed a workers’ compensation claim or are exercising their rights under the act.

In most situations, an employer won’t downright tell an employee they’re being fired over their workers’ compensation claim. Employers are aware that this would likely lead to a lawsuit. An employee who believes they have been the victim of unlawful retaliation can sue the employer for wrongful termination and should try to gather evidence to prove their suspicion.

Call Carter Mario To Defend Your Rights

If you believe you may have been wrongfully fired while on workers comp leave, you should contact an experienced workers’ compensation attorney as soon as possible. The lawyers at Carter Mario will look at the facts of your case, explain how the law applies to your situation, and protect your rights.

When denied workers’ compensation benefits, let Carter Mario Law Firm help you. Call (203) 876-2711 today or submit a FREE Initial Consultation Form. We know workers’ comp benefits claim denials and stand ready to help you receive the fair and full compensation you deserve.

Documents Reveal 3M Officials Knew Combat Earplugs Were Defective

A Pensacola federal judge has recently unsealed hundreds of documents, including depositions, emails, and memos, pertaining to 3M’s Combat earplugs litigation. Within these documents, it has been revealed that 3M officials knew that the company’s Combat Arms Earplugs, designed to protect the ears of military members, were defective.

Between 2003 and 2015, 3M supplied a version of the Combat Arms Earplugs (CAEv.2) as standard-issue hearing protection to service members in both Iraq and Afghanistan. Despite knowing the earplugs were defective, 3M failed to inform the military putting service members at risk for deteriorated hearing or complete hearing loss.

Defective Design

According to documents, plaintiffs in the case argue that the earplugs were too short to properly fit in the ear canal, causing them to loosen which then led to wearers being exposed to loud noises. They also argue that the earplugs could have achieved a proper fit, had 3M provided the government with revised user fitting instructions. One 3M employee even admitted in an internal memo that “the existing product has problems unless the user instructions are revised.”

3M Claims Immunity as Government Contractor

3M asserts that it is immune from any liability, as it was acting as a government contractor. Not only does the company deny withholding information from the government, but it also argues that the military was well aware of the issues.

In 2018, the company paid out $9.1 million to the Department of Justice, which accused the company of failing to meet its design requirements and defrauding the military. To date, more than 150,000 former U.S. service members have filed claims against 3M and its subsidiary, Aero Technologies claiming a hearing loss, tinnitus, and other injuries. A mass tort case is expected to obtain a trial date in 2021.

The Attorneys at Carter Mario Law Firm Can Help

If you or a loved one has suffered hearing loss or tinnitus as a result of the use of 3M Combat Arms Earplugs, contact Carter Mario for help by submitting a free consultation form online or by calling us at (203) 876-2711.

When you contact our law firm, you’ll speak with one of our experienced Connecticut defective product lawyers for free. Let Carter Mario Law Firm protect your rights and fight to secure full, fair compensation for your losses.

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5 Pictures to Take at an Accident Scene

Photos of an accident scene can serve as critical pieces of evidence when proving negligence in a car accident lawsuit or insurance claim. In the event an accident does occur, it’s important to know exactly what to take pictures of. Here are the top 5 things to take pictures of after an accident.

1. Damage To The Vehicles Involved

The first thing to do is to take pictures of the damage to all vehicles involved in the accident. Since it’s better to have too many pictures than not enough, take pictures from a variety of angles. This includes those close up as well as those further away. Capture images of loose car parts, debris, and broken glass. It’s also important that you don’t overlook capturing damage to the vehicles on the interior. This may include things such as a deployed airbag.

2. The License Plate And Contact Information Of Other Drivers Involved

When you’ve been involved in an accident, you want to be sure that you have the information of the other party or parties involved. This includes their license plate(s) number, contact number, and insurance information. Taking pictures of this can eliminate the need to memorize it or incorrectly write it down.

3. Any Known Injuries

Although not all injuries are known immediately after an accident, it is important to take pictures of those injuries that are visibly apparent. With photographic evidence, you’ll be better able to back up injury claims that occurred due to the accident as well as the severity of them.

4. The Scene Of The Accident At Large

You want to be sure that you capture the whole scene at large. Once the vehicles and debris are cleared, it becomes extremely difficult to recreate exactly what it looked like. Walk far enough from the vehicles that you are able to capture images of the full scene with all of the vehicles from various angles.

5. Any Potential Contributing Factors

While it’s not always evident, sometimes you may find something at the scene of the accident that could be a contributing factor. This may be something such as a pothole, skid marks, or faded lane lines. Again, it’s better to have too many pictures than not enough.

If you must seek medical attention and are unable to take pictures, you can ask someone whom you trust to do so for you.

The Attorneys at Carter Mario Law Firm Can Help

If you or a loved one has been injured in a car accident, you should not have to pay the price for the careless or reckless mistakes of another person.

If you were involved in an automobile accident, reach out to our car accident lawyers in Hartford, Milford, Bridgeport, New Britain, North Haven, or Waterbury. Carter Mario Law Firm can help!

To learn more or to schedule a free consultation, call us at (203) 876-2711 today!

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Can I Collect Workers’ Comp and Disability Benefits At The Same Time?

Can I Collect Workers’ Comp & Disability Benefits At The Same Time?

If you are an injured worker, you may be asking whether you can collect social security disability and workers compensation at the same time. The short answer is yes! The Carter Mario Law Firm can help you maximize your workers’ compensation and social security disability benefits.

SSDI vs. Workers’ Compensation Benefits

If you were injured at work and became totally disabled, you may wonder if you can collect workers’ compensation and Social Security Disability Insurance (SSDI) and workers’ compensation benefits simultaneously. While social security disability and workers’ compensation both benefit injured workers, many differences exist between these programs. Due to the complex legal issues surrounding these benefits, you should consult an attorney before beginning the application process.

Workers’ Compensation

Under Connecticut law, workers’ compensation benefits are available to injured workers. If you were an employee who suffered a workplace injury or developed an occupational illness while in the scope and course of your employment, you are entitled to make a workers’ compensation claim. Workers’ comp is a form of no-fault insurance which is designed to provide financial benefits and medical treatment following an on-the-job accident.

Social Security Disability

Social Security Disability Insurance benefits are provided by the Social Security Administration and are intended for individuals who are permanently disabled due to a recognized medical condition which is expected to last at least 12 months or result in death. If your condition is not formally recognized by federal law, you must present medical evidence showing you suffer from a medically determinable impairment significantly reducing your functional capacity. As a general rule, it can take a long time for your social security claim to be approved before you can receive SSDI benefits.

Collecting Both SSDI & Workers’ Compensation

While workers’ compensation and social security are separate entities, it is important to note the total amount of combined benefits cannot exceed a certain threshold. If the combined amount of benefits received exceeds the 80 percent threshold, your SSDI payments may be reduced. In certain cases, it is possible to collect workers’ compensation and SSDI benefits simultaneously.

The 80 Percent Rule

The 80 Percent Rule is crucial to consider if you intend to collect workers’ comp and SSD benefits. Under the 80 percent rule, the combined amount of your SSDI payment and workers’ comp payment cannot exceed 80 percent of your pre-disability average monthly earnings. The social security administration has three methods to calculate your average current earnings:

Social security calculates your average income based on a five-year period in which you earned the most money before you were injured.
Social security calculates your average income based on the year in which you made the most money in the five years before your injury.
Social security calculates your average income based on your job history and previous income before you became disabled.

What to Do If Your Benefits Get Denied

It can be frustrating and overwhelming if your claim for workers’ compensation or SSDI benefits gets denied. However, there are steps you can take to appeal the decision. An attorney can work with you to gather any additional medical evidence or supporting documentation to strengthen your case.

How an SSDI / Workers’ Comp Lawyer Can Help

Navigating the complexities of the workers’ compensation and Social Security systems can be challenging, especially if your benefits are denied or you want to ensure you receive the maximum available benefits. A workers’ comp attorney can reduce the impact of receiving workers’ compensation benefits on your SSDI benefits by including spreading language in the settlement agreement, which spreads workers’ comp payments throughout your life. Additionally, a workers’ comp attorney can include “set aside” in your workers’ compensation settlement agreement which sets aside money for future medical treatment and thereby avoid an offset of SSDI payments.

Talk with a Disability Attorney Today

You should consult a disability attorney if you have questions or concerns about collecting social security disability benefits and workers’ compensation benefits following a work related injury. The Carter Mario Law Firm has been protecting the rights of injured workers for over 30 years. Contact us today for a free consultation.

What To Do After a Rental Car Accident | CT Car Crash Lawyers

Whether you are on vacation or your car is in the shop, renting a car is an easy and efficient way to get around. While rental cars are intended for your convenience, what happens when you are involved in an accident while driving one?

How do you deal with rental car companies after an accident? What should you do if you’re hit while renting a car?

There are certain steps all people who rent a car should know to avoid confusion when dealing with a rental car company following an accident.

Steps to Take After Rental Car Accidents

1. Make sure everyone is Okay

The first thing you should do when involved in a rental car accident is to make sure that you, as well as all other parties involved, are physically okay and not injured. If someone is injured the next thing to do is call 9-1-1 and request medical assistance.

2. File an Accident report

When the police arrive at the scene, file an accident report. An accident report can be extremely beneficial, should you later require evidence of the accident and details on what happened for an insurance claim.

3. exchange information

Next, be sure to obtain the names and information of all parties involved, as well as any witnesses to the crash. You should also contact the rental company to let them know you have been involved in an accident and to specify which location you got the rental from. You can likely find their phone number on the paperwork you received when you got the vehicle.

Whose Car Insurance Policy Applies?

Most companies provide some level of rental car insurance coverage. However, since most people do not anticipate being involved in an accident, they elect not to purchase it and instead depend on their own personal auto insurance for coverage. This is why you should contact your own insurance company – regardless of who was at fault for the accident.

Dealing with an insurance company when you have been involved in a rental vehicle accident can be not only frustrating but also extremely complex. That is why it is so important to consult with a knowledgeable and experienced Connecticut personal injury attorney who has experience dealing with insurance companies and negotiating car accident cases.

The Attorneys at Carter Mario Law Firm Can Help

If you or a loved one has been injured in a car accident or other motor vehicle collision, you should not have to pay the price for the careless or reckless mistakes of another person.

Carter Mario Law Firm can help you to fight for the compensation that you deserve. To learn more or to schedule a free consultation, call us at (203) 876-2711 today!

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Main Differences Between SSI & SSDI | CT Disability Benefits Laywer

You’ve likely heard of Social Security Disability Income and Supplemental Security Income, commonly referred to by their acronyms: SSI and SSDI. But while their names sound extremely similar, there are many differences between the two types of benefits.

This article by the disability attorneys at Carter Mario explains the differences in social security benefits and eligibility between SSDI and SSI.

Eligibility

Social Security Disability Income

Social Security Disability Income (SSDI) is one of the disability programs developed to help individuals suffering from mental and/or physical impairments with financial aid. SSDI is aimed at helping individuals with disabilities or circumstances which hinder their ability to perform normal job-related duties.

For someone to be eligible to qualify and receive SSDI benefits, a medical professional must have diagnosed him or her with an injury, condition, or illness that is expected to last a minimum of 12 months or that is terminal. A list of qualifying disabilities can be found in the Blue Book from the Social Security Administration.

Similar to the retirement benefits that individuals receive from Social Security, these benefits may also be gifted to the beneficiary’s children or widow(er). Additionally, individuals who have been disabled since their childhood may receive SSDI – whether or not they have worked.

Supplemental Security Income

Unlike SSDI, Supplemental Security Income (SSI) is a program that provides benefits to adults who are disabled (under SSDI), to those who are blind, or to low-income adults 65 and older. Children who are disabled and blind can also be eligible. One of the big differences from SSDI is that SSI is only awarded to those who have limited income and assets.

Funding

The manner in which the two programs are financed also varies. SSDI receives its funding from Social Security taxes and the SSI is funded by general revenues collected by the Treasury Department.

Benefits

Social Security Disability Income

Social Security Disability benefits are based on an individual’s work record, with the amount of benefits being dependent upon their lifetime earnings. Workers can earn up to four work credits each year. In order to qualify for disability benefits, a person generally needs 40 credits although this can vary depending on a person’s age.

Supplemental Security Income

Unlike SSDI, SSI benefits do not depend on an applicant’s work record, but rather his or her resources such as personal property and bank account(s). You are not eligible for SSI if your resources exceed $2,000. If you have a significant other, your collective resources may not exceed $3,000.

The new SSI federal base amount is $783 per month per person and $1,175 per month per couple.

Consult with a Highly Qualified Connecticut SSDI Attorney

If you or a loved one is unable to work due to a disability, or if your application for SSDI has been denied, the experienced Connecticut Disability Law Attorneys at Carter Mario Law Firm can help you to fight for the benefits that you deserve. To learn more or to schedule a free consultation, call us at (203) 876-2711 today!

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6 CT Nursing Homes Fined | CT Nursing Home Abuse & Neglect Lawyers

While nursing homes are supposed to be a place of safety and comfort for our elderly population, six Connecticut nursing homes have been found to be anything but. Cumulatively, these six nursing homes have been issued a total of $30,481 in fines due to regulation violations cited by the Department of Public Health. Here is a summary of those facilities involved.

Orchard Grove Specialty Care Center – Located in Uncasville, this facility was fined $7,800 after a resident who suffers from dementia fell on multiple occasions between Aug. 16, 2018, and June 7, 2019. Additionally, on Aug. 21, 2018, the same resident was injured after an aide improperly moved them without a second individual helping.
Apple Rehab West Haven – This West Haven facility was fined $7,440 for verbal abuse and violations, which led to the resident injury. On June 14, 2018, a hairdresser who worked at the facility’s salon noticed a large hematoma on a resident’s shin, which was caused by being bumped by a Hoyer lift during transfer. Then on Dec. 14, 2018, an aide referred to another resident by a derogatory name, resulting in the termination of their job.
Laurel Ridge Health Care Center – The Ridgefield-based center was fined for $6,960 due to a subdural hematoma that a resident incurred. On Oct. 8, 2019, the resident was being changed by one aide – instead of two aides being present as required – and fell out of bed. The resident’s head consequently hit the floor.
Whitney Center – The Hamden-based Whitney Center was fined $6,120 after a resident was violated by a nurse aide who took a photograph on her personal cell phone of them being transferred to a shower chair. The aide had been given a written warning before subsequently being fired. The family of the resident was immediately contacted but was happy with the facility’s response.
Harrington Court – This Colchester-based facility was fined $2,160 after a resident who has dementia left the building on two occasions. On July 7, 2019, the resident was located walking around the parking lot. Then on Sept. 3, 2019, the resident, who had since been given a WanderGuard bracelet escaped through an emergency door and was located two streets away.
Bridgeport Health Care Center – This center was fined $1 after two nurses failed to call 9-1-1 when a resident died. Though the resident had a Do Not Resuscitate order and was found lifeless on May 15, 2019, they were still expected to take specific actions aside from CPR, such as to transfer the resident to a hospital. Both nurses were fired, but the facility was only fined $1 since it is in receivership.

What to do if you Suspect a Loved One is Being Abused

If you’re concerned about the treatment your loved one is receiving at an elder care facility, call Carter Mario Law Firm at (203) 876-2711. When you call, you’ll speak with an experienced nursing home abuse and neglect lawyer for free. We know serious injury claims and stand ready to help you receive the compensation you deserve.

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Rideshare Accident? Here’s What You Should Know | CT Accident Lawyer

Each day, hundreds of thousands of people in the United States utilize rideshare applications such as Uber and Lyft. While these apps have grown in popularity due to the convenience they offer in getting from one destination to another in a timely manner, they are not perfect. As with any other vehicle, rideshare accidents can still result in serious injury to passengers. When a passenger is involved in an Uber or Lyft accident, they may be wondering what to do and whether or not they are eligible to recover damages for injuries related to the crash.

This article goes over what someone should do if they’re involved in a car accident while a passenger with a rideshare company.

Ridesharing and Car Accidents

One of the biggest questions users face is “what should I do” when involved in a motor vehicle accident and they are injured. Generally speaking, the at-fault driver, whether it be the rideshare driver or another driver, must take financial responsibility. However, in some cases, the rideshare company’s own car insurance coverage may take hold.

The rideshare driver’s car insurance would theoretically apply to the passenger’s injuries – but only if he or she has a commercial policy or a personal car insurance policy with a provision providing for insurance when they are engaged as a rideshare driver. However, most rideshare drivers do not have such policies.

Rideshare Liability Coverage

Therefore, the passenger would look to Uber or Lyft’s third-party insurance company for liability coverage, which pays up to $1 million for personal injuries and property damage per accident. This insurance policy would take effect only if the rideshare driver’s policy, if applicable, fails to fully compensate you.

In a situation where a third-party driver is at fault, you would look to recover from the third-party driver through their car insurance policy or a personal injury lawsuit.

UM/UIM Insurance

If this still fails to fully compensate you, the rideshare company’s uninsured/underinsured (UM/UIM) insurance coverage would kick in. This coverage generally also provides $1 million in coverage per accident.

Since Uber and Lyft drivers are legally held as independent contractors by these companies and not employees, these rideshare companies are not liable for the negligence of their drivers, making it much harder to go after them directly, rather than through their liability of UIM coverage.

With so many complex legal issues still at play, it is important to consult with a knowledgeable and experienced Connecticut Personal Injury Attorney who can explain your options and your rights and help you to achieve the best outcome.

The Attorneys at Carter Mario Law Firm Can Help

If you or a loved one has been involved in an Uber or Lyft rideshare car accident, you need an experienced Connecticut car accident lawyer at your side. Let Carter Mario Law Firm protect your rights and fight to secure full & fair compensation for your losses. Just call (203) 876-2711 today. You can also submit a FREE initial consultation form online.

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Timeline of Hernia Mesh Recalls | CT Defective Product Lawyers

While a majority of medical devices have revolutionized healthcare and helped to save thousands of lives, others have proved to be detrimental, causing patients to suffer serious side effects. One such medical device is a hernia mesh.

Hernia mesh is used for repairing hernias by strengthening the tissue repair and by minimizing the rate of recurrence. The issue with hernia mesh repair is that when it was brought to the market in 2000, there were design and manufacturing issues that caused them to be incompatible with the human immune system, wreaking havoc on the body by triggering immune system attacks, inflammation, and other complications.

This article goes over the history of problems and reasoning for a hernia mesh recall due to injuries and complications.

A Long History of Issues

From 2005 to March 2018, hernia mesh manufacturers recalled more than 211,000 units of mesh. These devices are alleged in numerous lawsuits to be defective. The timeline of recalled hernia mesh products dates back two decades:

In 2000, new permanent hernia mesh devices from a variety of manufacturers came on the market.
A decade later, in 2010, Ethicon’s Physiomesh product was approved for sale by the FDA.
However, two years later the FDA issued a warning letter regarding Atrium’s C-Qur mesh product after conducting a series of investigations.
In 2015, the FDA filed for a permanent injunction against Atrium for the C-Qur.
In 2016, Ethicon issued a voluntary recall of its Physiomesh product following evidence indicating that the mesh was defective and causing major issues among certain patients.
In 2017, the Physiomesh lawsuits that were pending in federal court were consolidated into multidistrict litigation (MDL).
The FDA issued safety warnings in 2018, demanding that hernia mesh products be recalled and claiming that they were the main cause of obstruction complications as well as bowel perforation.
Also in 2018, the FDA averaged more than 500 adverse event reports per month for all types of surgical mesh.
In 2019, there were 6,168 lawsuits pending with trials set to begin in late 2019 and early 2020.

These defective products were manufactured by:

R. Bard Kugel Hernia Mesh
Ethicon Physiomesh
Atrium Medical C-Qur Mesh/Patch

Injuries Associated with Hernia Mesh

The injuries a hernia mesh device can cause can be quite severe. The most common hernia mesh injuries include:

Puncturing other tissue or organs
Adhering to other tissue or organs from the formation of scar tissue
Bowel obstruction
Infections
Detachment and migration of the mesh
Pain
Hernia recurrence

Dependent on the patient and the mesh they received, these complications can occur immediately after hernia mesh surgery or long after surgery takes place. Regardless, just about all of these common complications patients experience require additional surgery to fix.

The Personal Injury Attorneys at Carter Mario Law Firm Can Help

If you or a loved one has suffered harm caused by hernia mesh, you need experience on your side. Let Carter Mario Law Firm protect your rights and can help you with your hernia mesh lawsuit. Just call (203) 876-2711 today. You can also submit a FREE initial consultation form. We know serious injury claims—and stand ready to help you receive the compensation you deserve.

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Connecticut School Zone Law | Carter Mario Law Firm

As our children begin to head back to school, it is important to remember all of the laws that we must adhere to as motorists. Laws concerning school zones are no exception. Here is what you need to know about driving in and around a designated school zone in Connecticut.

Since children do not always pay attention, it is imperative that motorists do. Motorists must be sure to:

Remain alert of children potentially walking directly behind their vehicle when backing up
Watch for children on bicycles or those who are walking – they have a tendency to travel without always looking in every direction
Stop their vehicle when they see red lights flashing on a school bus (this indicates children are getting on or off the bus) until the lights stop flashing
Be especially cautious when driving through neighborhoods and in school zones

Stopping for School Buses

According to the Connecticut Department of Transportation, 330,000 Connecticut children are transported to and from school via school bus each day.

When a school bus has stopped with its red lights flashing, a driver may not pass it if they are traveling in the same direction or in the opposite direction. Additionally, since the area 10 feet around the school bus is most dangerous for children, drivers must be at least 10 feet from school buses loading or unloading students with their red lights flashing.

The only time drivers are not required to stop for a school bus with its red lights flashing in CT is if a median or other physical barrier separates the roadway between a driver and the bus.

Designated School Zones

Under CT Gen Stat § 14-212b (2012), the Office of the State Traffic Administration is allowed to designate any part of a state highway next to or close to school property as a school zone. School zones are typically marked with signs, speed limit postings, and flashing lights. A person that fails to comply with speed limit postings or violates the law within a school zone faces fines double the amount ordinarily issued for the same violation outside of a school zone. In other words, if a speeding ticket fine outside of a school zone would be $100, it would jump to $200 within a school zone.

The Attorneys at Carter Mario Law Firm Can Help

If your child has been injured on a school bus or in a school zone-related accident, it can be extremely overwhelming and can impact numerous aspects of not only their lives but of yours as well. You and your family should not have to pay the price for the careless or reckless mistakes of another person.

Carter Mario Law Firm can help you and your child fight for the compensation that you deserve. To learn more or to schedule a free consultation, call us at (203) 876-2711 today!

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Defective Military-Issued 3m Earplugs | CT Defective Product Lawyers

Manufacturer and U.S. military supplier 3M supplied a version of the Combat Arms™ Earplugs (CAEv.2) as standard-issue hearing protection to service members in training and in active combat between 2003 and 2015. Recent allegations now suggest 3M—and its predecessor, Aearo Technologies, Inc.—neglected to inform users how to properly apply or use the earplugs.

About the Claims

Despite being aware of potential design defects, 3M continued to supply hearing protection to the U.S. military—and service members suffered hearing loss or deteriorated hearing as a result. The U.S. Department of Justice (DOJ) recently reported the manufacturer has paid over $9 million to settle a lawsuit over this defective product.

Carter Mario Law Firm is currently reviewing cases on behalf of both former and active-duty military personnel who have reported tinnitus, new hearing loss, or worsening of existing hearing damage after being issued the second-generation of Combat Arms Earplugs (CAEv.2).

We urge all former or active-duty U.S. military service members who used the Combat Arms Earplugs (CAEv.2) from 3M during training or in active combat between 2003 and 2015 and to undergo a hearing assessment. If the results indicate you have suffered hearing deterioration or loss, consult a personal injury attorney immediately.

We Can Help

If you or someone you love has suffered an injury or other harm after using a defective product, trust an experienced, compassionate Connecticut Defective Product Lawyer who will stand by your side. Let Carter Mario Law Firm protect your rights—and fight to secure full, fair compensation for your losses. Just call (203) 876-2711 today. You can also submit a FREE initial consultation form online.

The Carter Mario team offers decades of combined legal experience—as well as 24/7 access to our compassionate attorneys. With Carter Mario, you don’t owe any attorneys’ fees unless we recover on your behalf. It’s that simple. Call (203) 876-2711 to find out what Carter Mario can do for you.

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